28W055 Garys Mill Rd, Winfield, IL 60190 Property Records

DuPage County property record for 28W055 Garys Mill Rd, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,061 sqft · built 1972
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2017)
Tax Bill	$14,255 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14-401-016`

Property Details

APN / Parcel Number

Primary APN	`04-14-401-016`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,061 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	104,544 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28W055 GARYS MILL RD
City	WINFIELD
State	IL
Zip	60190-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROBT BARTLETTS WINF CTRY ESTATES 2.396 ACS
Legal Subdivision	ROBT BARTLETTS WINF CTRY ESTATES
Legal Lot Number	24
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2021
Census Tract	841403

Owner

28W055 Garys Mill Rd is owned and occupied by two individuals who bought it in October 2017.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28W055 GARYS MILL RD, WINFIELD, IL 60190-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Oct 12, 2017	Deed, Transfer · Conventional Mortgage COUNTRYSIDE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	Jan 5, 2001 · Amount on File
Deed Document Number	2017105318
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	28W055 GARYS MILL RD, WINFIELD, IL 60190-1551
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106786
Date	Sep 22, 2020
Instrument	R2020-106786

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 12, 2017
Property Address	28W055 GARYS MILL RD, WINFIELD, IL 60190-1551
Document Number	0000105318
Map Reference	DOC470559
Instrument Date	Oct 5, 2017
Instrument	R2017-105318
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 32 BOX 16A, 16A, MOUNT JUDEA, AR 72655-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28W055 GARYS MILL RD, WINFIELD, IL 60190-1551

Mortgage

Document Number	0000105319
Date	Oct 12, 2017
Instrument	R2017-105319

Lender

Name	COUNTRYSIDE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 28W055 Garys Mill Rd was $14,255 with a homeowner's exemption, up 4.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,255.00 (+4.08%) Homeowner's exemption	$199,356 (+9.31%) Land $87,464 Building $111,892	$598,068 (+9.31%) Land $262,392 Building $335,676
2024	$13,696.00	$182,377 Land $80,015 Building $102,362	$547,131 Land $240,045 Building $307,086
2022	$12,456.00 Homeowner's exemption	$155,680 Land $68,300 Building $87,380	$467,040 Land $204,900 Building $262,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28W055 Garys Mill Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	5 of 32
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 15 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28W055 Garys Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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