27W780 Garys Mill Rd, Winfield, IL 60190 Property Records

DuPage County property record for 27W780 Garys Mill Rd, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	3,440 sqft · built 1989
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$458,500 (Apr 2017)
Tax Bill	$16,165 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-300-014`

Property Details

APN / Parcel Number

Primary APN	`04-13-300-014`

Interior

Stories	2 Stories
Building Area	3,440 sqft Living Area
Gross Area	5,280 sqft
1st Floor Area	1,992 sqft
Basement Area	1,840 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	30,056 sqft (0.69 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	27W780 GARYS MILL RD
City	WINFIELD
State	IL
Zip	60190-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KAMMES ASSMT DIV SEC 13 & 14 39 9 /84 ACS/
Legal Subdivision	KAMMES ASSMT DIV
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2016
Census Tract	841403

Owner

27W780 Garys Mill Rd is owned and occupied by two individuals who bought it in April 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27W780 GARYS MILL RD, WINFIELD, IL 60190-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 12, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Deed Document Number	201734876
Prior Transfer Date	Jul 15, 2008
Prior Transfer Doc	0000111376
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	27W780 GARYS MILL RD, WINFIELD, IL 60190-1556
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010342
Date	Feb 22, 2023
Instrument	R2023-010342

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	27W780 GARYS MILL RD, WINFIELD, IL 60190-1556
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092218
Date	Jun 16, 2021
Instrument	R2021-092218

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 12, 2017
Property Address	27W780 GARYS MILL RD, WINFIELD, IL 60190-1556
Document Number	0000034876
Instrument Date	Mar 31, 2017
Instrument	34876
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 W 780 GARYS MILL RD WINFIELD IL 60190, WINFIELD, IL 60190

Mortgage

Document Number	34877
Date	Apr 12, 2017
Instrument	34877

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 27W780 Garys Mill Rd was $16,165 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	Winfield Village
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	Winfield School District 34 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,165.00	$238,026 Land $63,264 Building $174,762	$714,078 Land $189,792 Building $524,286
2022	$14,044.00 Homeowner's exemption	$184,220 Land $49,410 Building $134,810	$552,660 Land $148,230 Building $404,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27W780 Garys Mill Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	5 of 32
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 15 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27W780 Garys Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD serves 9,835 people · EPA ID IL0431150
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Garys Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures