Monroe County property record for 28A Anchor Dr, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,118 sqft · built 1972 |
| Lot Size | 3 acres (149,239 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,525,000 (Jun 2023) |
| Tax Bill | $15,303 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00569442-000225 |
| Primary APN | 00569442-000225 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,118 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Lot Area | 149,239 sqft (3 acres) |
| Account Number | 8903286 |
|---|---|
| Street Address | 28A ANCHOR DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5231 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | PRIVATE DWELLING AC 28-A ANGELFISH CAY CONDOMINIUM CHALETS NO 3 OR505-567 OR511-429 OR638-892Q OR750-556 OR763-1383 OR823-16 OR846-474QC OR846-475 OR851-2193C OR910-527 OR1025-1185 OR1118-955 OR1118-959AFF OR1126-502 OR1334-1314 OR1334-1317QC OR1346- |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 05 |
| Legal Subdivision | ANGELFISH CAY PLAT #5 AMD 1ST REV |
| Legal Lot Number | 28A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
28A Anchor Dr, a condominium, is held in a trust since June 2023.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9427 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jun 9, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 2, 2022 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Mar 29, 2005 · Amount on File |
| Deed Document Number | 20232421116 |
| Deed Book / Page | 3229 / 604 |
| Prior Transfer Date | Jun 6, 2023 |
| Prior Transfer Doc | 0032290602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 28A ANCHOR DR, KEY LARGO, FL 33037-5231 |
| Document Number | 0032290602 |
| Book / Page | 3229 / 602 |
| Map Reference | MB 494 PG 777 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2421115 |
| Record Updated | Jul 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3 FRANKLIN AVE, TOMS RIVER, NJ 08753-7501 |
| Name | Verified Name |
|---|---|
| Address | 3 FRANKLIN AVE, TOMS RIVER, NJ 08753-7501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 28A ANCHOR DR, KEY LARGO, FL 33037-5231 |
| Document Number | 0032290604 |
| Book / Page | 3229 / 604 |
| Map Reference | MB 494 PG 777 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2421116 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $17,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FRANKLIN AVE, TOMS RIVER, NJ 08753-7501 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9427 SAPPINGTON ESTATES DR, SAINT LOUIS, MO 63127-1664 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 28A ANCHOR DR, KEY LARGO, FL 33037-5231 |
| Document Number | 0032000100 |
| Book / Page | 3200 / 100 |
| Map Reference | MB 494 PG 777 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2396364 |
| Record Updated | Jan 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1334 VINCENZO DR, TOMS RIVER, NJ 08753-2768 |
| Name | Verified Name |
|---|---|
| Address | 3 FRANKLIN AVE, TOMS RIVER, NJ 08753-7501 |
The 2025 property tax bill for 28A Anchor Dr was $15,303, up 4.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,303.00 (+4.17%) | $2,186,680 Building $2,186,680 | $2,186,680 Building $2,186,680 |
| 2024 | $14,690.00 (+80.27%) | ||
| 2023 | $8,149.00 (+30.34%) | $1,517,769 (+52.44%) Building $1,517,769 | $1,517,769 (+52.44%) Building $1,517,769 |
| 2022 | $6,252.00 | $995,635 Building $995,635 | $995,635 Building $995,635 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28A Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28A Anchor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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