28990 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28990 San Bernard River Loop, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,810 sqft · built 2011
Lot Size	0.318 acres (13,867 sqft)
Owner	Company Name on Record
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`3527-06-01500`

Property Details

APN / Parcel Number

Primary APN	`3527-06-01500`
Alternative APN	`R407082`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,867 sqft (0.318 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28990 SAN BERNARD RIVER LOOP
City	SPRING
State	TX
Zip	77386-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 15
Legal Subdivision	CREEKSIDE VILLAGE 06
Legal Block	1
Legal Lot Number	15
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Quit Claim Deed, Transfer GERMAN AMERICAN CAP
Jul 5, 2019	Warranty Deed, Transfer OSN TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2011
Deed Sale	Jul 18, 2011
Deed Document Number	201163773
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 23, 2020
Property Address	28990 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Document Number	0000076773
Instrument Date	Jul 21, 2020
Instrument	76773
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426

Mortgage

Document Number	76774
Date	Jul 23, 2020
Instrument	76774

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 5, 2019
Property Address	28990 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Document Number	0000059111
Instrument Date	Jun 28, 2019
Instrument	59111
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OSN TEXAS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-6.36%) Land $39,120 Building $225,880	$265,000 (-6.36%) Land $39,120 Building $225,880
2025	$4,453.00 (-5.38%)	$283,000 (-5.03%) Land $39,120 Building $243,880	$283,000 (-5.03%) Land $39,120 Building $243,880
2024	$4,706.00 (-2.83%)	$298,000 (-3.05%) Land $39,120 Building $258,880	$298,000 (-3.05%) Land $39,120 Building $258,880
2023	$4,843.00	$307,380 Land $39,120 Building $268,260	$307,380 Land $39,120 Building $268,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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