28986 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28986 San Bernard River Loop, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,430 sqft · built 2011
Lot Size	0.204 acres (8,890 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Feb 2019)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3527-06-01600`

Property Details

APN / Parcel Number

Primary APN	`3527-06-01600`
Alternative APN	`R407083`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,890 sqft (0.204 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28986 SAN BERNARD RIVER LOOP
City	SPRING
State	TX
Zip	77386-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 16
Legal Subdivision	CREEKSIDE VILLAGE 06
Legal Block	1
Legal Lot Number	16
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28986 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Jul 14, 2011 · Amount on Record
Deed Document Number	201914693
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0000014693
Record Updated	Oct 29, 2026

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 26, 2019
Property Address	28986 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140
Document Number	0000014693
Map Reference	CAB Z SH 1775
Instrument Date	Feb 22, 2019
Instrument	2019014693
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28986 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4140

Mortgage

Document Number	0000014694
Date	Feb 26, 2019
Instrument	2019014694

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,382 (-7.53%) Land $36,382 Building $208,000	$244,382 (-7.53%) Land $36,382 Building $208,000
2025	$2,557.00 (-4.05%) Homeowner's exemption	$264,278 (+7.87%) Land $36,382 Building $227,896	$264,278 (+0.69%) Land $36,382 Building $227,896
2024	$2,665.00 (+14.77%) Homeowner's exemption	$244,992 (+1%) Land $36,382 Building $226,072	$262,454 (-0.05%) Land $36,382 Building $226,072
2023	$2,322.00 Homeowner's exemption	$222,720 Land $36,380 Building $226,200	$262,580 Land $36,380 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on San Bernard River Loop

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