2899 Turtle Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2899 Turtle Ter, Palm Harbor, FL 34683 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,600 sqft · built 1990
Lot Size	0.435 acres (18,962 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9386-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9386-3`
Alternative APNs	`14-28-15-18628-000-0400` `281514186280000400` `152814186280000400` `R147351`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	2,600 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,962 sqft (0.435 acres)
Lot Dimensions	123 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	524 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147351
Street Address	2899 TURTLE TER
City	PALM HARBOR
State	FL
Zip	34683-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY WOODS LOT 40
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	COUNTRY WOODS
Legal Tract	18628
Legal Lot Number	40
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	27210

Owner

Source: Pinellas County records · APN C62-000-741-9386-3

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2899 TURTLE TER, PALM HARBOR, FL 34683-6443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2899 TURTLE TER, PALM HARBOR, FL 34683-6443
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2899 TURTLE TER, PALM HARBOR, FL 34683-6443

Mortgage

Document Number	0218610599
Date	Dec 22, 2021
Book Page	21861/599
Instrument	2021413777

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,484.00 (+7.5%) Homeowner's exemption	$296,313 (+5.99%)	$654,978 (+4.6%) Land $151,677 Building $503,301
2023	$4,171.00 (+2.86%) Homeowner's exemption	$279,575 (+3%)	$626,200 (+14%) Land $229,493 Building $396,707
2022	$4,055.00 Homeowner's exemption	$271,432	$549,317 Land $242,285 Building $307,032

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030272103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 106 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	27 (2020–2024)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 23 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 815 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.