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2897 Turtle Ter, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2897 Turtle Ter, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,159 sqft · built 1994
Lot Size0.28 acres (12,206 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Aug 1996)
Tax Bill$3,590 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-741-9387-1

Property Details

APN / Parcel Number

Primary APNC62-000-741-9387-1
Alternative APNs
  • 14-28-15-18628-000-0410
  • 281514186280000410
  • 152814186280000410
  • R147352

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,159 sqft Living Area
Gross Area3,225 sqft
1st Floor Area2,159 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,206 sqft (0.28 acres)
Lot Dimensions126 ft deep x 102 ft wide
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area448 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR147352
Street Address2897 TURTLE TER
CityPALM HARBOR
StateFL
Zip34683-6443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY WOODS LOT 41
Legal Range15E
Legal Township28S
Legal Section14
Legal SubdivisionCOUNTRY WOODS
Legal Tract18628
Legal Lot Number41
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3005
Census Tract27210

Owner

Source: Pinellas County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2897 TURTLE TER, PALM HARBOR, FL 34683-6443
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 23, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1996 · Amount on Record
Deed SaleAug 1, 1996 · Amount on Record
Prior SaleApr 7, 1994 · Amount on Record
Deed Book / Page9420 / 2120
Last Transfer DateSep 14, 2021
Transfer Doc0217291483
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2897 TURTLE TER, PALM HARBOR, FL 34683-6443
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206100529
DateJul 11, 2019
Book Page20610/0529
Instrument2019218999
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 3, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateSep 23, 2021
Property Address2897 TURTLE TER, PALM HARBOR, FL 34683-6443
Document Number0217291483
Book / Page21729 / 1483
Map ReferenceMB 92 PG 32-35
Instrument DateSep 14, 2021
Instrument2021312369
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1434 THAMES LN, CLEARWATER, FL 33755-2060

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,590.00 (+6.02%) Homeowner's exemption Widower's exemption$250,490 (+5.99%)$587,393 (+5.13%) Land $146,801 Building $440,592
2024$3,386.00 (+1.8%)
2023$3,326.00 (+0.6%) Homeowner's exemption Widower's exemption$236,341 (+3%)$558,706 (+14.97%) Land $220,423 Building $338,283
2022$3,306.00 Homeowner's exemption Widower's exemption$229,457$485,972 Land $228,783 Building $257,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims27 (2020–2024)
Claims Outside the SFHA5 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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