2899 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2899 E Tonto Dr, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,375 sqft · built 2012
Lot Size0.198 acres (8,606 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Apr 2015)
Tax Bill$2,557 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-77-830

Property Details

APN / Parcel Number

Primary APN304-77-830
Alternative APN
  • 304778304

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,375 sqft Living Area
Gross Area2,510 sqft
1st Floor Area2,375 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,606 sqft (0.198 acres)
Parking Spaces2 Parking Spaces
Pool Area350 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2899 E TONTO DR
CityGILBERT
StateAZ
Zip85298-5779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSHAMROCK ESTATES PHASE 2B MCR 874-48
Legal Range6E
Legal Township2S
Legal Section22
Legal SubdivisionSHAMROCK ESTATES PHASE 2B
Legal Phase2B
Legal Lot Number94
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3008
Census Tract816002

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 7765, MESA, AZ 85216-7765
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 29, 2019Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2015 · Amount on Record
Deed SaleApr 10, 2015 · Amount on Record
Prior SaleDec 19, 2012 · Amount on Record
Deed Document Number2015247562
Last Transfer DateSep 24, 2021
Transfer Doc0001046554
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateSep 28, 2021
Property Address2899 E TONTO DR, GILBERT, AZ 85298-5779
Document Number0001046554
Map ReferenceMB 874 PG 48
Instrument DateSep 28, 2021
Instrument20211046554
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyAZ TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0001046555
DateSep 28, 2021
Instrument20211046555
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2899 E TONTO DR, GILBERT, AZ 85298-5779
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0000571317
DateJul 29, 2019
Instrument20190571317
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 30, 2034

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2899 E TONTO DR, GILBERT, AZ 85298-5779
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAZ TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2899 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0001105096
DateNov 12, 2020
Instrument20201105096
Lender
NameGUILD MORTGAGE COMPANY LLC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,210 (+64.6%)$542,100 (+5.02%) Land $108,400 Building $433,700
2025$2,557.00 (-13.7%)$32,934 (-41.16%)$516,200 (-7.77%) Land $103,200 Building $413,000
2024$55,970$559,700 Land $111,900 Building $447,800
2023$2,963.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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