2881 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2881 E Tonto Dr, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,174 sqft · built 2010
Lot Size0.199 acres (8,653 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Oct 2019)
Tax Bill$2,737 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-77-831

Property Details

APN / Parcel Number

Primary APN304-77-831
Alternative APN
  • 304778311

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,174 sqft Living Area
Gross Area2,334 sqft
1st Floor Area2,174 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,653 sqft (0.199 acres)
View / LotCorner
Parking Spaces2 Parking Spaces
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2881 E TONTO DR
CityGILBERT
StateAZ
Zip85298-5779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSHAMROCK ESTATES PHASE 2B MCR 874-48
Legal Range6E
Legal Township2S
Legal Section22
Legal SubdivisionSHAMROCK ESTATES PHASE 2B
Legal Phase2B
Legal Lot Number95
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3008
Census Tract816002

Owner

Source: Maricopa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2881 E TONTO DR, GILBERT, AZ 85298-5779
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIUM FIRST INC
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 9, 2019Deed, Transfer
TITLE ALLIANCE ELITE AGCY LL
Oct 9, 2019Quit Claim Deed, Transfer
TITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LLC
Oct 9, 2019Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2019 · Amount on Record
Deed SaleOct 9, 2019 · Amount on Record
Prior SaleOct 29, 2010 · Amount on Record
Deed Document Number2019802129
Last Transfer DateMar 25, 2022
Transfer Doc0000293400
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateApr 1, 2022
Property Address2881 E TONTO DR, GILBERT, AZ 85298-5779
Document Number0000293400
Map ReferenceMB 874 PG 48
Instrument DateMar 25, 2022
Instrument20220293400
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2881 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0000293401
DateApr 1, 2022
Instrument20220293401
Lender
NameOPTIUM FIRST INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2881 E TONTO DR, GILBERT, AZ 85298-5779
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2881 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0000684214
DateJun 22, 2021
Instrument20210684214
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionMARICOPA AZ
Recording DateOct 9, 2019
Property Address2881 E TONTO DR, GILBERT, AZ 85298-5779
Document Number0000802130
Map ReferenceMB 874 PG 48
Instrument DateOct 7, 2019
Instrument20190802130
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTITLE ALLIANCE ELITE AGCY LL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateOct 9, 2019
Property Address2881 E TONTO DR, GILBERT, AZ 85298-5779
Document Number0000802128
Instrument DateOct 4, 2019
Instrument802128
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyTITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2881 E TONTO DR GILBERT AZ 852985779, GILBERT, AZ 85298-5779

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 9, 2019
Property Address2881 E TONTO DR, GILBERT, AZ 85298-5779
Document Number0000802129
Map ReferenceMB 874 PG 48
Instrument DateOct 4, 2019
Instrument20190802129
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTITLE ALLIANCE ELITE AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2881 E TONTO DR, 2881, GILBERT, AZ 85298-5779

Transferred To (Grantee/Buyer)

NameVerified Name
Address2881 E TONTO DR, GILBERT, AZ 85298-5779

Mortgage

Document Number0000802131
DateOct 9, 2019
Instrument20190802131
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,130 (+67.4%)$491,300 (+5.14%) Land $98,200 Building $393,100
2025$2,737.00 (+24.41%)$29,349 (-42.12%)$467,300 (-7.85%) Land $93,400 Building $373,900
2024$50,710$507,100 Land $101,400 Building $405,700
2023$2,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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