2898 N 10th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2898 N 10th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2026)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085610-0380`

Property Details

APN / Parcel Number

Primary APN	`085610-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2898 N 10TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMHS
Legal Description	3-73 PONCE DE LEON HGTS S1/2 OF LOTS 38 & 39 & S1/2 OF W1/2 OF LOT 40 BLK 9 OR6270/1294
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	9
Legal Lot Number	38-40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

Source: St. Johns County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2898 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE
Dec 10, 2025	Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Aug 1, 2018	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	202664621
Deed Book / Page	6410 / 57
Prior Transfer Date	Jun 7, 2004
Prior Transfer Doc	0000047822
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 29, 2026
Property Address	2898 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Document Number	0000064621
Book / Page	6410 / 57
Instrument Date	Jul 17, 2026
Instrument	202664621
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	SETTLEMENT SERVICES, EVERGREEN SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870

Mortgage

Document Number	0000064622,
Date	Jul 29, 2026
Instrument	202664622

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2025
Property Address	2898 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Document Number	0062701294
Book / Page	6270 / 1294
Map Reference	MB 3 PG 73
Instrument Date	Dec 9, 2025
Instrument	2025100031
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	HOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5101 LINWOOD CIR, SANFORD, FL 32771-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S CONGRESS AVE UNIT 9-415, 9-415, AUSTIN, TX 78704-8723
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2018
Property Address	2898 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Document Number	0045890611
Book / Page	004589 / 000611
Instrument Date	Jul 31, 2018
Instrument	55082
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Tax	$1,329.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5101 LINWOOD CIR SANFORD FL 327719720, SANFORD, FL 32771-9720

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,973 (+4.16%) Land $37,500 Building $186,473	$223,973 (+4.16%) Land $37,500 Building $186,473
2025	$3,242.00 (+16.53%)	$215,030 (+7.15%)	$215,030 (+7.15%) Land $37,500 Building $177,530
2024	$2,782.00 (+0.04%)	$200,679 (+1.26%)	$200,679 (+1.26%) Land $36,250 Building $164,429
2023	$2,781.00 (-1.8%)	$198,179 (-7.18%)	$198,179 (-7.18%) Land $33,750 Building $164,429
2022	$2,832.00	$213,518	$213,518 Land $28,000 Building $185,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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