St. Johns County property record for 2896 N 10th St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 2001 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Dec 2022) |
| Tax Bill | $3,221 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085610-0360 |
| Primary APN | 085610-0360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2896 N 10TH ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMHS |
| Legal Description | 3-73 PONCE DE LEON HGTS LOT 36 BLK 9 OR5678/150 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 02 |
| Legal Subdivision | PONCE DE LEON HEIGHTS UNIT 1 |
| Legal Tract | D |
| Legal Block | 9 |
| Legal Lot Number | 36 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 085610-0360
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 507 OLD POND LN, DICKSON, TN 37055-3360 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 09, 2020 | Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO |
| May 28, 2019 | Warranty Deed, Transfer · VA Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2022111611 |
| Deed Book / Page | 5678 / 150 |
| Prior Transfer Date | Feb 01, 2013 |
| Prior Transfer Doc | 0036811851 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 12, 2022 |
| Property Address | 2896 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870 |
| Document Number | 0056780150 |
| Book / Page | 5678 / 150 |
| Map Reference | MB 3 PG 73 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 2022111611 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2326 MILLS RD, JACKSONVILLE, FL 32216-5237 |
| Name | Verified Name |
|---|---|
| Address | 2896 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870 |
| Document Number | 0005678152 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 5678/152 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2896 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049601055 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 4960/1055 |
| Instrument | 2020044649 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 28, 2019 |
| Property Address | 2896 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870 |
| Document Number | 0047291726 |
| Book / Page | 4729 / 1726 |
| Map Reference | MB 3 PG 73 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019036267 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CPAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 CEDAR ARBOR CT, 509, SAINT AUGUSTINE, FL 32084-6520 |
| Name | Verified Name |
|---|---|
| Address | 2869 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871 |
| Document Number | 0047291727 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 4729/1727 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,392 (+0.91%) | $232,553 (+4.12%) Land $37,500 Building $195,053 | |
| 2025 | $3,221.00 (+23.84%) | $223,359 (+19.91%) | $223,359 (+19.91%) Land $37,500 Building $185,859 |
| 2024 | $2,601.00 (-0.65%) | $186,275 (+0.46%) | $186,275 (+0.46%) Land $36,250 Building $150,025 |
| 2023 | $2,618.00 (+41.74%) | $185,421 (+12.9%) | $185,421 (+3.04%) Land $33,750 Building $151,671 |
| 2022 | $1,847.00 Homeowner's exemption | $164,230 | $179,942 Land $28,000 Building $151,942 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 225 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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