Osceola County property record for 2898 Matera Dr, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,538 sqft · built 2018 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $585,000 (Jun 2026) |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-31-5021-0001-1970 |
| Primary APN | 09-25-31-5021-0001-1970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 2,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 346 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2898 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 197 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES |
| Legal Block | 1970 |
| Legal Lot Number | 197 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 43700 |
Source: Osceola County records · APN 09-25-31-5021-0001-1970
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1007 S CONGRESS AVE, 415, AUSTIN, TX 78704-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC |
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jul 01, 2021 | Correction Deed · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Dec 27, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 202678718 |
| Deed Book / Page | 6988 / 1738 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0059931298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 0000078718 |
| Book / Page | 6988 / 1738 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202678718 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | HOMEWARD TITLE, HOMEWARD TITLE 2 LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $413,595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 0059931300 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 5993/1300 |
| Instrument | 2021102818 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2041 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 01, 2021 |
| Property Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 0059931298 |
| Book / Page | 5993 / 1298 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021102817 |
| Record Updated | Jun 29, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 0059931300 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 5993/1300 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 0054551524 |
| Book / Page | 5455 / 1524 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2018188417 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DBA PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2898 MATERA DR, SAINT CLOUD, FL 34771-9132 |
| Document Number | 2018188418 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018188418 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 (+4.65%) Homeowner's exemption | $369,180 (+5.99%) | $465,500 (-6.04%) Land $90,000 Building $375,500 |
| 2024 | $5,027.00 (+2.07%) | ||
| 2023 | $4,925.00 (+3.88%) Homeowner's exemption | $348,327 (+3%) | $495,400 (+16.76%) Land $90,000 Building $405,400 |
| 2022 | $4,741.00 Homeowner's exemption | $338,182 | $424,300 Land $80,000 Building $344,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 287 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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