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2894 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2894 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2018
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$4,388 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092531502100011950

Property Details

APN / Parcel Number

Primary APN092531502100011950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Heated Area
Gross Area2,848 sqft
1st Floor Area2,144 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2894 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 195
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Tract5021
Legal Lot Number195
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1015
Census Tract43700

Owner

Source: Osceola County records · APN 092531502100011950

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage
BAYFIRST NATIONAL BANK
Jan 03, 2020Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Jun 05, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2018
Deed SaleJun 05, 2018
Deed Document Number2018087034
Deed Book / Page5345 / 0331
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132

Mortgage

Document Number0063290751
DateDec 14, 2022
Book Page6329/751
Instrument2022178496
Lender
NameBAYFIRST NATIONAL BANK
TypeBank
AddressSAINT PETERSBURG, FL 33701
Agreement
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056512652
DateJan 03, 2020
Book Page5651/2652
Instrument2020000866
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 05, 2018
Property Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132
Document Number0053450331
Book / Page5345 / 0331
Map ReferenceMB26 PG19-22
Instrument DateJun 04, 2018
Instrument2018087034
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 MATERA DR, SAINT CLOUD, FL 34771-9132

Mortgage

Document Number2018087035
DateJun 05, 2018
Instrument2018087035
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,388.00 (+7.16%) Homeowner's exemption$306,171 (+5.99%)$394,300 (-5.81%) Land $90,000 Building $304,300
2023$4,095.00 (+4.07%) Homeowner's exemption$288,877 (+3%)$418,600 (+16.63%) Land $90,000 Building $328,600
2022$3,935.00 Homeowner's exemption$280,464$358,900 Land $80,000 Building $278,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire LikelihoodAbout 1 in 287 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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