2898 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2898 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 1977
Square Footage	3,770 sqft Living Area
Lot Size	1.06 acres
Occupancy	Owner Occupied
Last Sale	$400,000 (1997)
Tax Bill	$12,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`264-151-28-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,770 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	46,609 sqft
Parking Spaces	3 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	2898 LONE JACK RD
City	ENCINITAS
State	CA
Zip	92024-6644
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PAR 4 TR PM02783
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	2783
Legal Block	2
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records · APN 264-151-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2898 LONE JACK RD, ENCINITAS, CA 92024-6644
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 1997 · Amount on Record
Deed Sale	Apr 28, 1997 · Amount on Record
Prior Sale	Nov 22, 1996 · Amount on Record
Deed Doc Number	1997193487
Last Transfer Date	Jul 01, 2016
Transfer Doc	0000340350
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2898 LONE JACK RD, ENCINITAS, CA 92024-6644
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 LONE JACK RD, ENCINITAS, CA 92024-6644

Mortgage

Document Number	0000704417
Date	Nov 10, 2020
Instrument	2020-0704417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2045

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,062,433 (+2%) Land $302,036 Building $760,397
2025	$12,845.00 (+12.63%) Homeowner's exemption	$1,041,602 (+10.53%) Land $296,114 Building $745,488
2023	$11,405.00 (+1.95%) Homeowner's exemption	$942,357 Land $284,616 Building $657,741
2022	$11,187.00

Flood & Wildfire

2898 Lone Jack Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.