San Diego County property record for 2886 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,487 sqft · built 1985 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Company Name on File |
| Last Sale | $235,000 (Sep 1985) |
| Tax Bill | $6,500 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-154-34-00 |
| Primary APN | 264-154-34-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,487 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2641522300 |
|---|---|
| Street Address | 2886 LONE JACK RD |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 4 (EX ST) TR PM09149 |
| Legal Subdivision | CITY OF ENCINITAS |
| Legal Tract | 1009149 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-154-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2886 LONE JACK RD, ENCINITAS, CA 92024-6644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 1985 · Amount on Record |
| Deed Sale | Sep 13, 1985 · Amount on Record |
| Prior Sale | Sep 08, 1983 · Amount on Record |
| Deed Document Number | 1985335953 |
| Last Transfer Date | Feb 27, 2004 |
| Transfer Doc | 0000177252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2886 LONE JACK RD, ENCINITAS, CA 92024-6644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000039012 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-0039012 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $521,122 (+2%) Land $203,107 Building $318,015 | |
| 2025 | $6,500.00 (+5.83%) Homeowner's exemption | $510,905 (+4.04%) Land $199,125 Building $311,780 |
| 2023 | $6,142.00 (+1.86%) Homeowner's exemption | $491,068 Land $191,394 Building $299,674 |
| 2022 | $6,030.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, Cox Communications, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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