28974 Cedar Ln, Pine Valley, CA 91962 Property Records

San Diego County property record for 28974 Cedar Ln, Pine Valley, CA 91962 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1967
Lot Size0.401 acres (17,464 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jan 2018)
Tax Bill$5,267 (2025)
Deeds & MortgagesApr 2024 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN410-131-03-00

Property Details

APN / Parcel Number

Primary APN410-131-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area17,464 sqft (0.401 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address28974 CEDAR LN
CityPINE VALLEY
StateCA
Zip91962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 245 TR 001796
Legal SubdivisionPINE VALLEY ESTATES
Legal Tract001796
Legal Block2
Legal Lot Number245
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group2
Census Block2012
Census Tract20902

Owner

Source: San Diego County records · APN 410-131-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28974 CEDAR LN, PINE VALLEY, CA 91962
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 12, 2022Intrafamily Transfer, Transfer · FHA Mortgage
ANCHOR FUNDING INC
Apr 21, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jan 03, 2018Grant Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Jan 03, 2018Quit Claim Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2018 · Amount on Record
Deed SaleJan 03, 2018 · Amount on Record
Deed Document Number20182795
Last Transfer DateApr 07, 2022
Transfer Doc0000205874
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28974 CEDAR LN, PINE VALLEY, CA 91962
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address28974 CEDAR LN, PINE VALLEY, CA 91962

Mortgage

Document Number0000085757
DateApr 08, 2024
Instrument2024-0085757
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term338 Months
DueJun 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 12, 2022
Property Address28974 CEDAR LN, PINE VALLEY, CA 91962
Document Number0000205874
Map ReferenceMAP 1796
Instrument DateApr 07, 2022
Instrument2022-0205874
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyWESTERN RESOURCES TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28974 CEDAR LN, PINE VALLEY, CA 91962

Mortgage

Document Number0000205875
DateMay 12, 2022
Instrument2022-0205875
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28974 CEDAR LN, PINE VALLEY, CA 91962
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28974 CEDAR LN, PINE VALLEY, CA 91962

Mortgage

Document Number0000309171
DateApr 21, 2021
Instrument2021-0309171
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 03, 2018
Property Address28974 CEDAR LN, PINE VALLEY, CA 91962
Document Number0000002795
Map ReferenceMAP 1796
Instrument DateDec 22, 2017
Instrument2018-0002795
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28974 CEDAR LN, PINE VALLEY, CA 91962

Mortgage

Document Number0000002796
DateJan 03, 2018
Instrument2018-0002796
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 03, 2018
Property Address28974 CEDAR LN, PINE VALLEY, CA 91962
Document Number0000002794
Instrument DateDec 07, 2017
Instrument2794
Transaction TypeTransfer
Record UpdatedJan 09, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address28974 CEDAR LN PINE VALLEY CA 91962, PINE VALLEY, CA 91962

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$493,241 (+2%) Land $102,450 Building $390,791
2025$5,267.00 (+4.11%)$483,571 (+4.04%) Land $100,442 Building $383,129
2023$5,059.00 (-1.5%)$464,795 Land $96,543 Building $368,252
2022$5,136.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 83% of California
Wildfire LikelihoodAbout 1 in 38 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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