28960 Cedar Ln, Pine Valley, CA 91962 Property Records

San Diego County property record for 28960 Cedar Ln, Pine Valley, CA 91962

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,114 sqft · built 1981
Lot Size0.325 acres (14,167 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jul 2019)
Tax Bill$5,478 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN410-131-04-00

Property Details

APN / Parcel Number

Primary APN410-131-04-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,114 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area14,167 sqft (0.325 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28960 CEDAR LN
CityPINE VALLEY
StateCA
Zip91962-4507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 246 TR 001796
Legal SubdivisionPINE VALLEY ESTATES
Legal Tract001796
Legal Block2
Legal Lot Number246
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group2
Census Block2012
Census Tract20902

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 8, 2019Affidavit of Death, Transfer
TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Jul 8, 2019Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Deed Document Number2019269448
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0000269447
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507
Transaction TypeMortgage
Record UpdatedJan 7, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507

Mortgage

Document Number0000874584
DateDec 30, 2021
Instrument2021-0874584
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJan 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507

Mortgage

Document Number0000304420
DateApr 20, 2021
Instrument2021-0304420
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateJul 8, 2019
Property Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507
Document Number0000269447
Instrument DateMay 23, 2019
Instrument269447
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5308 MONROE AVE SAN DIEGO CA 921153427, SAN DIEGO, CA 92115-3427

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 8, 2019
Property Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507
Document Number0000269448
Map ReferenceMAP 1796
Instrument DateMay 23, 2019
Instrument2019-0269448
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28960 CEDAR LN, PINE VALLEY, CA 91962-4507

Mortgage

Document Number0000269449
DateJul 8, 2019
Instrument2019-0269449
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$513,131 (+2%) Land $379,272 Building $133,859
2025$5,478.00 (+4.09%)$503,071 (+4.04%) Land $371,836 Building $131,235
2023$5,263.00 (-1.48%)$483,539 Land $357,399 Building $126,140
2022$5,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 83% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE VALLEY MUTUAL WC
private · serves 2,574 people · EPA ID CA3710039
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityUranium
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number