2897 Vigo Rd, Bagdad, KY 40003 Property Records

Shelby County property record for 2897 Vigo Rd, Bagdad, KY 40003

Property Summary

Property Type	Single Family Home
Details	3,482 sqft
Lot Size	5.22 acres (227,383 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2022)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-026F`

Property Details

APN / Parcel Number

Primary APN	`069-00-026F`
Alternative APNs	`0040757` `0055867`

Interior

Stories	2 Stories
Building Area	3,482 sqft Living Area

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	227,383 sqft (5.22 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	290 sqft

Location & Zoning

Account Number	0055867
Street Address	2897 VIGO RD
City	BAGDAD
State	KY
Zip	40003-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	FLOYD FARM TR 7 5.22 ACRES
Legal Subdivision	FLOYD FARM
Legal Tract	7
Jurisdiction	SHELBY KY
Township / Civil Division	SHELBYVILLE
Census Block Group	2
Census Block	2036
Census Tract	40201

Owner

Source: Shelby County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2897 VIGO RD, BAGDAD, KY 40003-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 8, 2022	Deed, Transfer
Apr 8, 2022	Intrafamily Transfer, Transfer
Apr 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	2022483179
Deed Book / Page	698 / 41
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	2897 VIGO RD, BAGDAD, KY 40003-8021
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PENN CT, SMITHFIELD, KY 40068-7958

Mortgage

Document Number	0M1309/102
Date	Apr 13, 2023
Book Page	M1309/102
Instrument	498549

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 6, 2028

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 8, 2022
Property Address	2897 VIGO RD, BAGDAD, KY 40003-8021
Document Number	000D698/38
Book / Page	D698 / 38
Map Reference	CAB 3 SL 126B
Instrument Date	Apr 8, 2022
Instrument	483178
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 FRYS OLDBURG RD, 180, BAGDAD, KY 40003-6036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 BAGDAD RD, SHELBYVILLE, KY 40065-7522

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Apr 8, 2022
Property Address	2897 VIGO RD, BAGDAD, KY 40003-8021
Document Number	000D698/34
Book / Page	D698 / 34
Map Reference	CAB 3 SL 126B
Instrument Date	Apr 8, 2022
Instrument	483177
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 FRYS OLDBURG RD, BAGDAD, KY 40003-6036

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Apr 8, 2022
Property Address	2897 VIGO RD, BAGDAD, KY 40003-8021
Document Number	000D696/41
Book / Page	D696 / 41
Map Reference	CAB 3 SL 126B
Instrument Date	Apr 8, 2022
Instrument	483179
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	567 BAGDAD RD, 567, SHELBYVILLE, KY 40065-7522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PENN CT, SMITHFIELD, KY 40068-7958

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (-2.26%) Homeowner's exemption	$150,000 (-)	$150,000 (-)
2023	$1,773.00 Homeowner's exemption	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
All Points Broadband Fixed Wireless	10 / 1

May also be available: T-Mobile.

Nearby Properties on Vigo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures