2769 Vigo Rd, Bagdad, KY 40003 Property Records

Shelby County property record for 2769 Vigo Rd, Bagdad, KY 40003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,101 sqft · built 2001
Lot Size	5.3 acres (231,304 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2018)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-026A`

Property Details

APN / Parcel Number

Primary APN	`069-00-026A`
Alternative APN	`0047872`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,101 sqft Living Area
Basement Area	3,101 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	231,304 sqft (5.3 acres)
Garage Type	Mixed
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	145 sqft
Deck Area	456 sqft

Location & Zoning

Account Number	0047872
Street Address	2769 VIGO RD
City	BAGDAD
State	KY
Zip	40003-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOYD FARM TR 1 5.31 ACRES
Legal Subdivision	FLOYD FARM DIV
Legal Tract	1
Jurisdiction	SHELBY KY
Township / Civil Division	SHELBYVILLE
Census Block Group	2
Census Block	2036
Census Tract	40201

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit L&N FCU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
May 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	441052
Deed Book / Page	D0638 / 192
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1306/446
Date	Mar 17, 2023
Book Page	M1306/446
Instrument	496876

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1209/527
Date	Mar 3, 2021
Book Page	M1209/527
Instrument	470065

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Transaction Type	Mortgage
Record Updated	Oct 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1129/401
Date	Oct 2, 2019
Book Page	M1129/401
Instrument	453834

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1081/755
Date	May 24, 2018
Book Page	M1081/755
Instrument	441053

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	May 24, 2018
Property Address	2769 VIGO RD, BAGDAD, KY 40003-8021
Document Number	0D0638/192
Book / Page	D0638 / 192
Map Reference	CAB 3 SL 126B
Instrument Date	May 21, 2018
Instrument	441052
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17275, COVINGTON, KY 41017-0275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9203 SMYMA PKWY, LOUISVILLE, KY 40229

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,429.00 (-2.32%)	$390,000 (-)	$390,000 (-)
2023	$4,534.00	$390,000	$390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
All Points Broadband Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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