2897 Saddlebrook Dr W, Mobile, AL 36695 Property Records

Mobile County property record for 2897 Saddlebrook Dr W, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 2005
Lot Size	0.285 acres (12,413 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (May 2021)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023402100000005021`

Property Details

APN / Parcel Number

Primary APN	`R023402100000005021`
Alternative APNs	`34 02 10 0 000 005.021` `03245223` `3245223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
1st Floor Area	1,893 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,413 sqft (0.285 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3245223
Street Address	2897 SADDLEBROOK DR W
City	MOBILE
State	AL
Zip	36695-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 SADDLE BROOK UNIT 2 MBK 97/87 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	SADDLE BROOK
Legal Lot Number	47
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3002
Census Tract	6412

Owner

2897 Saddlebrook Dr W is owned and occupied by two individuals who bought it in May 2021.

Source: Mobile County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2897 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jan 25, 2005
Deed Document Number	202128123
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Apr 27, 2026
Property Address	2897 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Document Number	0000023550
Instrument Date	Apr 21, 2026
Instrument	202623550
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023550,
Date	Apr 27, 2026
Instrument	202623550

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 4, 2021
Property Address	2897 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Document Number	0000028123
Map Reference	MB 97 PG 87
Instrument Date	Apr 17, 2021
Instrument	2021028123
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2897 SADDLEBROOK DR W, MOBILE, AL 36695-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028124
Date	May 4, 2021
Instrument	2021028124

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,540 Land $4,800 Building $19,740	$245,400 Land $48,000 Building $197,400
2023	Additional exemption filed	$21,450 (+3.13%) Land $3,600 Building $17,850	$214,500 (+3.13%) Land $36,000 Building $178,500
2022	Additional exemption filed	$20,800 Land $3,600 Building $17,200	$208,000 Land $36,000 Building $172,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2897 Saddlebrook Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2897 Saddlebrook Dr W is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, Verizon.

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