2877 Saddlebrook Dr W, Mobile, AL 36695 Property Records

Mobile County property record for 2877 Saddlebrook Dr W, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,111 sqft · built 2004
Lot Size	0.285 acres (12,439 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Feb 2019)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R023402100000005019`

Property Details

APN / Parcel Number

Primary APN	`R023402100000005019`
Alternative APNs	`34 02 10 0 000 005.019` `03245205` `3245205`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,439 sqft (0.285 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Slab
Porch Area	376 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3245205
Street Address	2877 SADDLEBROOK DR W
City	MOBILE
State	AL
Zip	36695-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SADDLE BROOK UNIT 2 MBK 97/87 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	SADDLE BROOK
Legal Lot Number	45
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3002
Census Tract	6412

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW HORIZONS CU
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW HORIZONS CU
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH ALABAMA MORTGAGE INC
Dec 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH ALABAMA MORTGAGE INC
Nov 30, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20196051
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0000067272
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030331
Date	May 12, 2021
Instrument	2021030331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060285
Date	Sep 15, 2022
Instrument	2022060285

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2037

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061464
Date	Oct 10, 2025
Instrument	2025061464

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	PO BOX 2966, MOBILE, AL 36652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 26, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047278
Date	Aug 14, 2019
Instrument	2019047278

Lender

Name	NORTH ALABAMA MORTGAGE INC
Type	Non-Lending Institution
Address	FLORENCE, AL 35630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 15, 2020
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Document Number	0000075902
Instrument Date	Dec 14, 2020
Instrument	75902
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$103.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 SADDLEBROOK DR W MOBILE AL 366959731, MOBILE, AL 36695-9731

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 5, 2019
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Document Number	0000006051
Map Reference	MB 97 PG 87
Instrument Date	Jan 11, 2019
Instrument	2019006051
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2920, SEMMES, AL 36575-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731

Mortgage

Document Number	0000006052
Date	Feb 5, 2019
Instrument	2019006052

Lender

Name	NORTH ALABAMA MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 30, 2018
Property Address	2877 SADDLEBROOK DR W, MOBILE, AL 36695-9731
Document Number	0000067272
Instrument Date	Nov 5, 2018
Instrument	67272
Transaction Type	Foreclosure
Record Updated	Feb 28, 2019

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2920 SEMMES AL 365752920, SEMMES, AL 36575-2920
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,302.00 (+2.44%) Homeowner's exemption	$28,240 (+2.32%) Land $4,800 Building $23,440	$282,400 (+2.32%) Land $48,000 Building $234,400
2024	$1,271.00 (+15.55%) Homeowner's exemption	$27,600 (+14.67%) Land $4,500 Building $23,100	$276,000 (+14.67%) Land $45,000 Building $231,000
2023	$1,100.00 Homeowner's exemption	$24,070 Land $3,600 Building $20,470	$240,700 Land $36,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless, Verizon.

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