Denver City property record for 2897 S Jay St, Denver, CO 80227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,500 sqft · built 1964 |
| Lot Size | 0.255 acres (11,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Sep 2018) |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Apr 2021 Mortgage + 2 more |
| APN | 04362-05-017-000 |
| Primary APN | 04362-05-017-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 1,322 sqft |
| 1st Floor Area | 1,322 sqft |
| Basement Area | 1,322 sqft |
| Finished Basement | 1,178 sqft |
| Unfinished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Lot Area | 11,100 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 261 sqft |
| Porch | Open Frame Porch |
| Porch Area | 205 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2897 S JAY ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80227-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-SU-F |
| Legal Description | L 17 BLK 15 BEAR VALLEY SUB |
| Legal Subdivision | BEAR VALLEY SUB |
| Legal Block | 15 |
| Legal Lot Number | 17 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11902 |
Source: Denver City records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Sep 10, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 2018115025 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0000164659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000116360 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022116360 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069815 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021069815 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000151515 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019151515 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | Sep 10, 2018 |
| Property Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Document Number | 0000115025 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018115025 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2897 S JAY ST, DENVER, CO 80227-3801 |
| Document Number | 0000115026 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018115026 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Number | 0000115027 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018115027 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,116.00 (+11.8%) | $40,740 (+13.26%) Land $9,870 Building $9,870 | $577,900 (-2.35%) Land $140,000 Building $437,900 |
| 2023 | $2,787.00 (+23.81%) | $35,970 (+22.68%) Land $5,700 Building $30,270 | $591,800 (+40.27%) Land $140,000 Building $451,800 |
| 2022 | $29,320 Land $9,730 Building $19,590 | $421,900 Land $140,000 Building $281,900 | |
| 2021 | $2,251.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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