2891 S Jay St, Denver, CO 80227 Property Records

Denver City property record for 2891 S Jay St, Denver, CO 80227

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,854 sqft · built 1964
Lot Size0.237 acres (10,300 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Jan 2021)
Tax Bill$4,365 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
APN04362-05-016-000

Property Details

APN / Parcel Number

Primary APN04362-05-016-000
Alternative APNs
  • 690436205016
  • 161020671

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,854 sqft Living Area
Gross Area2,290 sqft
1st Floor Area2,290 sqft
Basement Area1,127 sqft
Finished Basement564 sqft
Unfinished Basement563 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Lot Area10,300 sqft (0.237 acres)
Garage TypeAttached
Garage Area430 sqft
PorchOpen Frame Porch
Porch Area43 sqft
Deck Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2891 S JAY ST
CityDENVER
StateCO
Zip80227-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-SU-F
Legal DescriptionL 16 BLK 15 BEAR VALLEY SUB
Legal SubdivisionBEAR VALLEY SUB
Legal Block15
Legal Lot Number16
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group1
Census Block1017
Census Tract11902

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2891 S JAY ST, DENVER, CO 80227-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Jan 5, 2021Special Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 2, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Prior SaleJul 2, 2018 · Amount on Record
Deed Document Number20211588
Prior Transfer DateSep 10, 2010
Prior Transfer Doc0000111301
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2891 S JAY ST, DENVER, CO 80227-3801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150870
DateOct 29, 2019
Instrument2019150870
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDENVER CO
Recording DateJan 5, 2021
Property Address2891 S JAY ST, DENVER, CO 80227-3801
Document Number0000001588
Instrument DateDec 30, 2020
Instrument2021001588
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyLAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2891 S JAY ST, 2891, DENVER, CO 80227-3801

Transferred To (Grantee/Buyer)

NameVerified Name
Address2891 S JAY ST, DENVER, CO 80227-3801

Mortgage

Document Number0000001589
DateJan 5, 2021
Instrument2021001589
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateJul 2, 2018
Property Address2891 S JAY ST, DENVER, CO 80227-3801
Document Number0000080972
Instrument DateJun 29, 2018
Instrument2018080972
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2891 S JAY ST, DENVER, CO 80227-3801

Mortgage

Document Number0000080973
DateJul 2, 2018
Instrument2018080973
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,365.00 (+18.9%)$57,070 (+23.13%) Land $9,360 Building $9,360$809,500 (+8.41%) Land $132,700 Building $676,800
2024$3,671.00 (+2.23%)$46,350 (-) Land $5,210 Building $41,140
2023$3,591.00 (+16.67%)$46,350 (+15.59%) Land $5,210 Building $41,140$746,700 (+29.41%) Land $132,700 Building $614,000
2022$40,100 Land $9,220 Building $30,880$577,000 Land $132,700 Building $444,300
2021$3,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimAug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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