2897 Geraldine Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2897 Geraldine Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,844 sqft · built 1955
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,500 (Jul 2006)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`510-0074-0182-00`

Property Details

APN / Parcel Number

Primary APN	`510-0074-0182-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Finished Basement	350 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	161 ft deep x 42.1 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2897 GERALDINE DR
City	CINCINNATI
State	OH
Zip	45239-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERALDINE DR 42.08 X 161.22 IR R1-T2-S1
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1004
Census Tract	20762

Owner

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2897 GERALDINE DR, CINCINNATI, OH 45239-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2006 · Amount on Record
Deed Sale	Jul 17, 2006 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	2006110878
Deed Book / Page	10296 / 613
Prior Transfer Date	Jul 25, 2003
Prior Transfer Doc	0000000585
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 1, 2026
Property Address	2897 GERALDINE DR, CINCINNATI, OH 45239-5522
Document Number	0000053039
Book / Page	15698 / 269
Instrument Date	Jun 25, 2026
Instrument	202653039
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2897 GERALDINE DR, CINCINNATI, OH 45239-5522

Mortgage

Document Number	0000053039,
Date	Jul 1, 2026
Book Page	15698/269
Instrument	202653039

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+7.88%)	$56,259 (-) Land $8,785 Building $47,474	$160,740 (-) Land $25,100 Building $135,640
2024	$3,008.00 (-0.59%)	$56,259 (-) Land $8,785 Building $47,474
2023	$3,026.00 (+39.83%)	$56,259 (+71.76%) Land $8,785 Building $47,474	$160,740 (+71.77%) Land $25,100 Building $135,640
2022	$2,164.00 Homeowner's exemption	$32,754 Land $6,899 Building $25,855
2020			$93,580 Land $19,710 Building $73,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1982–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20