2850 Geraldine Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2850 Geraldine Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1952
Lot Size	0.344 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2021)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0074-0153-00`

Property Details

APN / Parcel Number

Primary APN	`510-0074-0153-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Basement Area	2,038 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	15,028 sqft (0.344 acres)
Lot Dimensions	164 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2850 GERALDINE DR
City	CINCINNATI
State	OH
Zip	45239-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERALDINE DR 90.02 X 164.12 IRRR1- T2- S1
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1004
Census Tract	20762

Owner

2850 Geraldine Dr is owned and occupied by an individual who bought it in August 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2850 GERALDINE DR, CINCINNATI, OH 45239-5522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Deed Document Number	2021-0092941
Deed Book / Page	14471 / 953
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2021
Property Address	2850 GERALDINE DR, CINCINNATI, OH 45239-5522
Document Number	0000092941
Book / Page	14471 / 953
Instrument Date	Jul 23, 2021
Instrument	2021-0092941
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2850 GERALDINE DR, CINCINNATI, OH 45239-5522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092942
Date	Aug 2, 2021
Instrument	2021-0092942

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Geraldine Dr was $3,431, up 7.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,431.00 (+7.89%)	$59,500 (+%) Land $11,602 Building $47,898
2024	$3,180.00 (-0.63%)	$59,499 (-) Land $11,602 Building $47,897
2023	$3,200.00 (+22.79%)	$59,499 (+50.64%) Land $11,602 Building $47,897	$170,000 Land $33,150 Building $136,850
2022	$2,606.00 Homeowner's exemption	$39,498 Land $9,065 Building $30,433
2020			$112,850 Land $25,900 Building $86,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2850 Geraldine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1982–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Geraldine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20