2897 Downing St, Big Flats, NY 14814 Property Records

Steuben County and Corning Town property record for 2897 Downing St, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1969
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,100 (May 2006)
Tax Bill	$7,622 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Mar 2009 Mortgage + 2 more
APN	`463889 319.12-01-025.000`

Property Details

APN / Parcel Number

Primary APN	`463889 319.12-01-025.000`
Alternative APN	`38893190120001025000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	200 ft deep x 245 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2897 DOWNING ST
City	BIG FLATS
State	NY
Zip	14814-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3013
Census Tract	962800

Owner

Source: Steuben County and Corning Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2012	Deed of Trust, Mortgage WELLS FARGO BANK NA
Mar 27, 2009	Deed of Trust, Mortgage TOWER FEDERAL CREDIT UNION
Oct 18, 2012	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 2, 2006	Deed, Transfer PHILIP J ROCHE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Deed Book / Page	2015 / 130
Record Updated	Jun 8, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003582/0000000055
Date	Oct 18, 2012
Book Page	0000003582/0000000055

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	159 Months
Due	Jan 1, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003086/0000000069
Date	Mar 27, 2009
Book Page	0000003086/0000000069

Lender

Name	TOWER FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2035

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003582/0000000074
Date	Oct 18, 2012
Book Page	0000003582/0000000074

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	159 Months
Due	Jan 1, 2026

May 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	May 2, 2006
Property Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608
Document Number	0000002015/0000000130
Book / Page	0000002015 / 0000000130
Instrument Date	May 2, 2006
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PHILIP J ROCHE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 DOWNING ST, BIG FLATS, NY 14814-9608

Tax Assessment & Valuation

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,622.00 (+225.73%)	$229,000 (-) Land $34,100 Building $194,900	$263,218 (+10.34%) Land $39,195 Building $224,023
2023		$229,000 (-) Land $34,100 Building $194,900	$238,542 (+4.17%) Land $35,521 Building $203,021
2022		$229,000 Land $34,100 Building $194,900	$229,000 Land $34,100 Building $194,900
2021	$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Xtreme5G Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Downing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures