2871 Downing St, Big Flats, NY 14814 Property Records

Steuben County and Corning Town property record for 2871 Downing St, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,620 sqft · built 1968
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jun 2017)
Tax Bill	$12,149 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Apr 2019 Refinance + 5 more
APN	`463889 319.12-01-028.000`

Property Details

APN / Parcel Number

Primary APN	`463889 319.12-01-028.000`
Alternative APN	`38893190120001028000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,620 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2871 DOWNING ST
City	BIG FLATS
State	NY
Zip	14814-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3013
Census Tract	962800

Owner

Source: Steuben County and Corning Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Construction Mortgage CORNING FCU
Apr 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Apr 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Jun 2, 2020	Deed of Trust, Mortgage · Construction Mortgage CORNING FCU
Jun 8, 2017	Deed, Transfer CORNING FEDERAL CREDIT UNION
Jun 8, 2017	Deed, Transfer
Jun 8, 2017	Deed, Transfer STEPHEN ROSSETTIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Dec 16, 1998 · Amount on Record
Deed Book / Page	2654 / 172
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004538/3
Date	Jun 2, 2020
Book Page	4538/3
Instrument	DL0382

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004394/304
Date	Apr 11, 2019
Book Page	4394/304

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4394/304
Date	Apr 11, 2019
Book Page	4394/304

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4538/3
Date	Jun 2, 2020
Book Page	4538/3
Instrument	DL0382

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Jun 8, 2017
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Document Number	002654/172
Book / Page	2654 / 172
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608

Mortgage

Document Number	0000004181/0000000057
Date	Jun 8, 2017
Book Page	0000004181/0000000057

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Jun 8, 2017
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Document Number	002654/172
Book / Page	2654 / 172
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Jun 8, 2017
Property Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608
Document Number	0000002654/0000000172
Book / Page	0000002654 / 0000000172
Instrument Date	Jun 6, 2017
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	STEPHEN ROSSETTIE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 DOWNING ST, BIG FLATS, NY 14814-9608

Tax Assessment & Valuation

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,149.00 (+230.95%)	$365,000 (-) Land $33,800 Building $331,200	$419,540 (+10.34%) Land $38,851 Building $380,689
2023		$365,000 (-) Land $33,800 Building $331,200	$380,208 (+4.17%) Land $35,208 Building $345,000
2022		$365,000 Land $33,800 Building $331,200	$365,000 Land $33,800 Building $331,200
2021	$3,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Xtreme5G Fixed Wireless	100 / 20

May also be available: Verizon.

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