2896 Spence Ct, Dacula, GA 30019 Property Records

Gwinnett County property record for 2896 Spence Ct, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,753 sqft · built 2005
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2026)
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-306-404`

Property Details

APN / Parcel Number

Primary APN	`5-306-404`
Alternative APNs	`R5306-404` `33235578`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,753 sqft Living Area
Gross Area	3,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2896 SPENCE CT
City	DACULA
State	GA
Zip	30019-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO
Legal Description	L71 BA ALCOVY RIDGE
Legal Subdivision	ALCOVY RIDGE
Legal Block	A
Legal Lot Number	71
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1001
Census Tract	50627

Owner

2896 Spence Ct is owned by an individual who bought it in August 2026.

Source: Gwinnett County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5050 QUORUM DR, 225, DALLAS, TX 75254-7022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING
Jul 26, 2023	Warranty Deed, Transfer
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jul 12, 2011 · Amount on File
Deed Book / Page	62728 / 479
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0607170769
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 28, 2026
Property Address	2896 SPENCE CT, DACULA, GA 30019-2195
Document Number	6272000479
Book / Page	62728 / 479
Instrument Date	Aug 27, 2026
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6272000482,
Date	Aug 28, 2026
Book Page	62728/482

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2896 SPENCE CT, DACULA, GA 30019-2195
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 SPENCE CT, DACULA, GA 30019-2195
Investor	Possibly a Property Investor

Mortgage

Document Number	0595530741
Date	Dec 28, 2021
Book Page	0000059553/0000000741

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 26, 2023
Property Address	2896 SPENCE CT, DACULA, GA 30019-2195
Document Number	0607170769
Book / Page	60717 / 769
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 SPENCE CT, DACULA, GA 30019-2195

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 23, 2021
Property Address	2896 SPENCE CT, DACULA, GA 30019-2195
Document Number	0595530771
Book / Page	59553 / 771
Instrument Date	Dec 23, 2021
Instrument	2021-046047
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8282 MIAMI CIR, WESTMINSTER, CA 92683-4511
Investor	Possibly a Property Investor

Mortgage

Document Number	0059553741
Date	Dec 23, 2021
Instrument	59553/741

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2896 Spence Ct was $5,978.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00	$160,320 Land $30,000 Building $130,320	$400,800 Land $75,000 Building $325,800
2023	$6,118.00	$162,480 Land $28,000 Building $134,480
2022			$406,200 Land $70,000 Building $336,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2896 Spence Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2896 Spence Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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