2856 Spence Ct, Dacula, GA 30019 Property Records

Gwinnett County property record for 2856 Spence Ct, Dacula, GA 30019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,696 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2024)
Tax Bill	$6,552 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-306-400`

Property Details

APN / Parcel Number

Primary APN	`5-306-400`
Alternative APN	`R5306 400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,696 sqft Living Area
Attic Area	160 sqft
Basement Area	1,376 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Old Parcel Number	5306400
Street Address	2856 SPENCE CT
City	DACULA
State	GA
Zip	30019-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO-SINGLE-FAMILY CON
Legal Description	L67 BA ALCOVY RIDGE
Legal Subdivision	ALCOVY RIDGE
Legal Block	A
Legal Lot Number	67
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	1
Census Block	1001
Census Tract	50627

Owner

2856 Spence Ct is owned and occupied by an individual who bought it in March 2024.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2856 SPENCE CT, DACULA, GA 30019-2195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Mar 22, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Jul 25, 2019	Grant Deed, Transfer · VA Mortgage FBC MTG
May 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	0061103573
Deed Book / Page	61103 / 573
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2856 SPENCE CT, DACULA, GA 30019-2195
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 SPENCE CT, DACULA, GA 30019-2195
Investor	Possibly a Property Investor

Mortgage

Document Number	0598020866
Date	Mar 23, 2022
Book Page	0000059802/0000000866

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 22, 2024
Property Address	2856 SPENCE CT, DACULA, GA 30019-2195
Document Number	0611030573
Book / Page	61103 / 573
Instrument Date	Mar 19, 2024
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 SPENCE CT, DACULA, GA 30019-2195

Mortgage

Document Number	0061103575
Date	Mar 22, 2024
Instrument	61103/575

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2054

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 25, 2019
Property Address	2856 SPENCE CT, DACULA, GA 30019-2195
Document Number	0567640053
Book / Page	056764 / 000053
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.50
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2856 SPENCE CT DACULA GA 300192195, DACULA, GA 30019-2195

Mortgage

Document Number	567640056
Date	Jul 25, 2019
Book Page	056764/000056

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GWINNETT GA
Recording Date	May 17, 2019
Property Address	2856 SPENCE CT, DACULA, GA 30019-2195
Document Number	0566000506
Book / Page	056600 / 000506
Instrument Date	May 7, 2019
Transaction Type	Foreclosure
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2856 SPENCE CT DACULA GA 300192195, DACULA, GA 30019-2195
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2856 Spence Ct was $6,552.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,552.00	$176,880 Land $30,000 Building $146,880	$442,200 Land $75,000 Building $367,200
2023	$1,467.00	$179,920 Land $28,000 Building $151,920
2022			$449,800 Land $70,000 Building $379,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2856 Spence Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2856 Spence Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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