2896 Klam Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2896 Klam Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	9.82 acres (427,759 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Feb 2012)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-014-015-00`

Property Details

APN / Parcel Number

Primary APN	`017-014-015-00`

Interior

Flooring	Carpet

Exterior

Lot Area	427,759 sqft (9.82 acres)

Location & Zoning

Street Address	2896 KLAM RD
City	LAPEER
State	MI
Zip	48446-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 12 400 000 00 SEC 14 T8N R9E COM S 0 DEG 30' W 444.15 FT FROM NW COR OF SEC, TH N 89 DEG 50' E 980.21 FT, TH S 0 DEG 22' E
Legal Range	09E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1005
Census Tract	334500

Owner

Source: Lapeer County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2896 KLAM RD, LAPEER, MI 48446-9107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2012 · Amount on Record
Deed Sale	Feb 13, 2012 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Book / Page	2543 / 175
Last Transfer Date	Feb 6, 2025
Transfer Doc	0034480607
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2896 KLAM RD, LAPEER, MI 48446-9107
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 KLAM RD, LAPEER, MI 48446-9107

Mortgage

Document Number	0032930438
Date	May 13, 2022
Book Page	3293/438

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2896 KLAM RD, LAPEER, MI 48446-9107
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 KLAM RD, LAPEER, MI 48446-9107

Mortgage

Document Number	0031680606
Date	Jan 25, 2021
Book Page	3168/606

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,900 (+0.81%)	$397,800 (+0.81%)
2025	$2,519.00 (+4.09%) Homeowner's exemption	$197,300 (+18.14%)	$394,600 (+18.14%)
2024	$2,420.00 (+10.2%)
2023		$167,000	$334,000
2022	$2,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Klam Rd

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