2895 Klam Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2895 Klam Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Feb 2024)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-015-003-00`

Property Details

APN / Parcel Number

Primary APN	`017-015-003-00`

Interior

Flooring	Carpet

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	2895 KLAM RD
City	LAPEER
State	MI
Zip	48446-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 13 205 000 00 SEC 15 T8N R9E THE S 440 FT OF N 815 FT OF E 495 FT OF NE 1/4. 5 A.
Legal Range	09E
Legal Township	08N
Legal Section	15
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2025
Census Tract	334500

Owner

2895 Klam Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2895 KLAM RD, LAPEER, MI 48446-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Dec 5, 2016 · Amount on File
Deed Book / Page	3387 / 19
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 9, 2024
Property Address	2895 KLAM RD, LAPEER, MI 48446-9107
Document Number	0033870019
Book / Page	3387 / 19
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Amount	Amount on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2895 KLAM RD, LAPEER, MI 48446-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 N HURD RD, ORTONVILLE, MI 48462-9423

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2895 KLAM RD, LAPEER, MI 48446-9107
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 KLAM RD, LAPEER, MI 48446-9107

Mortgage

Document Number	0033650457
Date	Aug 29, 2023
Book Page	3365/457

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2895 KLAM RD, LAPEER, MI 48446-9107
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 KLAM RD, LAPEER

Mortgage

Document Number	0032720162
Date	Feb 7, 2022
Book Page	3272/162

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2895 Klam Rd was $3,366 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,300 (-2.02%)	$310,600 (-2.02%)
2025	$3,366.00 (+4.11%) Homeowner's exemption	$158,500	$317,000
2024	$3,233.00
2023		$132,400	$264,800
2022	$2,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2895 Klam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Klam Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

May also be available: AT&T, Spectrum, Verizon.

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