Fairfield County property record for 2896 Elder Rd NE, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,360 sqft · built 1998 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Aug 2023) |
| Tax Bill | $10,799 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80302-800 |
| Primary APN | 02-80302-800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 2,927 sqft |
| 1st Floor Area | 625 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | 210 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2896 ELDER RD NE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-9335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSH CREEK ESTATES PH 1 LOT 3 |
| Legal Subdivision | RUSH CREEK ESTATES PH 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | PLEASANT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31000 |
Source: Fairfield County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK |
| Aug 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Prior Sale | Nov 3, 2014 · Amount on Record |
| Deed Document Number | 202311789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Document Number | 0000010842 |
| Instrument Date | May 13, 2026 |
| Instrument | 202610842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Document Number | 0000010842, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202610842 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022100 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202500022100 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 702 N SHORE DR STE 300, JEFFERSONVILLE, IN 47130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 1, 2023 |
| Property Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Document Number | 0000011789 |
| Map Reference | CAB 2 SL 6 |
| Instrument Date | Jul 8, 2023 |
| Instrument | 202300011789 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2896 ELDER RD NE, LANCASTER, OH 43130-9335 |
| Document Number | 0000011790 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 202300011790 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2043 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| County Subdivision | Pleasant Township |
| Unified School District | Fairfield Union Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,799.00 (+177.68%) | $148,140 (+46.89%) Land $36,230 Building $111,910 | $423,240 (+46.89%) Land $103,500 Building $319,740 |
| 2023 | $3,889.00 | $100,850 (-) Land $20,790 Building $80,060 | |
| 2022 | Homeowner's exemption | $100,850 Land $20,790 Building $80,060 | $288,140 Land $59,400 Building $228,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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