2828 Elder Rd NE, Lancaster, OH 43130 Property Records

Fairfield County property record for 2828 Elder Rd NE, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,190 sqft · built 1998
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jun 2023)
Tax Bill	$4,424 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-03030.00`

Property Details

APN / Parcel Number

Primary APN	`028-03030.00`
Alternative APN	`0024 01020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	1,022 sqft
Basement Area	931 sqft
Finished Basement	931 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Pole Building Garage
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	700 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0024 01020
Street Address	2828 ELDER RD NE
City	LANCASTER
State	OH
Zip	43130-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSH CREEK ESTATES PH 1 LOT 5
Legal Subdivision	RUSH CREEK
Legal Phase	1
Legal Lot Number	5
Jurisdiction	FAIRFIELD OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3000
Census Tract	31000

Owner

Source: Fairfield County records · APN 028-03030.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2828 ELDER RD NE, LANCASTER, OH 43130-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 02, 2022	Transfer on Death Deed, Transfer
Sep 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 05, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Prior Sale	Sep 05, 2018 · Amount on Record
Deed Document Number	202300008293
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 01, 2023
Property Address	2828 ELDER RD NE, LANCASTER, OH 43130-9335
Document Number	0000008293
Map Reference	CAB 2 SL 6
Instrument Date	May 18, 2023
Instrument	202300008293
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, CROWN TTA P

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008294
Date	Jun 01, 2023
Instrument	202300008294

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 02, 2022
Property Address	2828 ELDER RD NE, LANCASTER, OH 43130-9335
Document Number	0000011501
Map Reference	CAB 2 SL 6
Instrument Date	May 24, 2022
Instrument	202200011501
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2828 ELDER RD NE, LANCASTER, OH 43130-9335
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019216
Date	Sep 04, 2020
Book Page	1836/1564
Instrument	202000019216

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Sep 05, 2018
Property Address	2828 ELDER RD NE, LANCASTER, OH 43130-9335
Document Number	0000015928
Book / Page	001774 / 000019
Instrument Date	Aug 17, 2018
Instrument	15928
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	820 FOLLIN LN SE VIENNA VA 221804907, VIENNA, VA 22180-4907

Mortgage

Document Number	15929
Date	Sep 05, 2018
Book Page	001774/000023
Instrument	15929

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Pleasant Township
Unified School District	Fairfield Union Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,720 (+42.74%) Land $39,060 Building $124,660	$467,760 (+42.73%) Land $111,600 Building $356,160
2023	$4,424.00	$114,700 (-) Land $21,920 Building $92,780
2022	Homeowner's exemption	$114,700 Land $21,920 Building $92,780	$327,730 Land $62,640 Building $265,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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