2895 White St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2895 White St, Dubuque, IA 52001

Property Summary

Property Type	Duplex
Details	4 bd · 5 ba · 1,686 sqft · built 1954
Lot Size	0.092 acres (4,030 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Oct 2019)
Tax Bill	$1,916 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-156-016`

Property Details

APN / Parcel Number

Primary APN	`10-13-156-016`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,686 sqft Total Area
1st Floor Area	1,026 sqft
Attic Area	564 sqft
Basement Area	1,026 sqft
Finished Basement	144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	4,030 sqft (0.092 acres)
Lot Dimensions	65 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2895 WHITE ST
City	DUBUQUE
State	IA
Zip	52001-1972
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CI
Legal Description	LOT 2-1-W 170'-296, LOT 2-N 2' -W 170' OF 295, & LOT 2-2-W 170' OF LOT 296 DAVIS FARM
Legal Subdivision	PRESCOTT
Legal Lot Number	296 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1016
Census Tract	500

Owner

2895 White St, a duplex, is owned by an individual who bought it in October 2019.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1976 GARFIELD AVE, DUBUQUE, IA 52001-1406
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Prior Sale	Oct 6, 2005 · Amount on File
Deed Document Number	2019-00012302
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 10, 2019
Property Address	2895 WHITE ST, DUBUQUE, IA 52001-1972
Document Number	0000012302
Instrument Date	Oct 8, 2019
Instrument	2019-00012302
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2895 WHITE ST, DUBUQUE, IA 52001-1972

Mortgage

Document Number	0000012303
Date	Oct 10, 2019
Instrument	2019-00012303

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,400 Land $17,700 Building $131,700	$149,400 Land $17,700 Building $131,700
2024	$1,916.00
2023		$133,300 (+25.9%) Land $16,700 Building $116,600	$133,300 Land $16,700 Building $116,600
2022	$1,826.00	$105,880 Land $12,500 Building $93,380
2021			$105,880 Land $12,500 Building $93,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2895 White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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