2854 White St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2854 White St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 805 sqft · built 1920
Lot Size0.058 acres (2,550 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Sep 2022)
Tax Bill$1,238 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-13-157-004

Property Details

APN / Parcel Number

Primary APN10-13-157-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area805 sqft Living Area
1st Floor Area805 sqft
Basement Area805 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area2,550 sqft (0.058 acres)
Lot Dimensions85 ft deep x 30 ft wide
PorchEnclosed Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Street Address2854 WHITE ST
CityDUBUQUE
StateIA
Zip52001-1971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionW 1/2 OF N 1/2 OF E 170' OF LOT 350 DAVIS FARM ADD
Legal SubdivisionPRESCOTT
Legal Lot Number350
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1015
Census Tract500

Owner

2854 White St is owned and occupied by an individual who bought it in September 2022.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Mailing Address2854 WHITE ST, DUBUQUE, IA 52001-1971
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer · VA Mortgage
COLLINS COMMUNITY CU
Aug 15, 2019Deed of Trust, Mortgage
DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on File
Deed SaleSep 7, 2022 · Amount on File
Prior SaleNov 15, 2016
Deed Document Number2022-00011221
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateSep 7, 2022
Property Address2854 WHITE ST, DUBUQUE, IA 52001-1971
Document Number0000011221
Instrument DateAug 30, 2022
Instrument2022-00011221
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$178.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2854 WHITE ST, DUBUQUE, IA 52001-1971

Mortgage

Document Number0000011222
DateSep 7, 2022
Instrument2022-00011222
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2854 WHITE ST, DUBUQUE, IA 52001-1971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009258
DateAug 15, 2019
Instrument2019-00009258
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$89,800 Land $12,100 Building $77,700$89,800 Land $12,100 Building $77,700
2024$1,238.00
2023$86,100 (+117.75%) Land $11,400 Building $74,700$86,100 Land $11,400 Building $74,700
2022$682.00$39,540 Land $8,550 Building $30,990
2021$39,540 Land $8,550 Building $30,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2854 White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2854 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on White St

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