Adams County property record for 2895 W State Rd 218, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,920 sqft · built 1969 |
| Lot Size | 16.6 acres (723,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2005) |
| Tax Bill | $2,849 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-31-300-006.000-009 |
| Primary APN | 01-08-31-300-006.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Game Room | Game Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 723,532 sqft (16.6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01631389047 |
|---|---|
| Street Address | 2895 W STATE ROAD 218 |
| City | BERNE |
| State | IN |
| Zip | 46711-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S PT OF W/2 SW SEC 31 (16.61A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 30500 |
2895 W State Rd 218, a rural home, is owned and occupied by an individual who bought it in January 2005.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2895 W STATE ROAD 218, BERNE, IN 46711-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage FIRST BANK OF BERNE |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE |
| Jan 24, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2005 · Amount on File |
| Deed Sale | Jan 3, 2005 · Amount on File |
| Deed Document Number | 20053 |
| Prior Transfer Date | Dec 31, 2004 |
| Prior Transfer Doc | 2005000003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2895 W STATE ROAD 218, BERNE, IN 46711-9650 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018001706 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018001706 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2895 W STATE ROAD 218, BERNE, IN 46711-9650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017002268 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 2017002268 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2895 W STATE ROAD 218, BERNE, IN 46711-9650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018000344 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018000344 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2895 W State Rd 218 was $2,849 with a homeowner's exemption, down 3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,849.00 (-3%) Homeowner's exemption | $358,400 Land $48,700 Building $309,700 | $358,400 Land $48,700 Building $309,700 |
| 2024 | $2,937.00 (-12.43%) | ||
| 2023 | $3,354.00 (+4.71%) | $331,500 (+2.54%) Land $46,500 Building $285,000 | $331,500 (+2.54%) Land $46,500 Building $285,000 |
| 2022 | $3,203.00 | $323,300 Land $42,600 Building $280,700 | $323,300 Land $42,600 Building $280,700 |
| 2020 | $2,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2895 W State Rd 218 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2895 W State Rd 218 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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