Adams County property record for 2615 W State Rd 218, Berne, IN 46711
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,225 sqft · built 1975 |
| Lot Size | 15.4 acres (672,131 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2015) |
| Tax Bill | $5,328 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-31-300-004.000-009 |
| Primary APN | 01-08-31-300-004.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,225 sqft Living Area |
| 1st Floor Area | 3,225 sqft |
| Basement Area | 3,225 sqft |
| Unfinished Basement | 3,225 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 672,131 sqft (15.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 00454547645 |
|---|---|
| Street Address | 2615 W STATE ROAD 218 |
| City | BERNE |
| State | IN |
| Zip | 46711-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NE COR E/2 SW SEC 31 (15.43A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 30500 |
2615 W State Rd 218, a rural home, is owned and occupied by an individual who bought it in March 2015.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2615 W STATE ROAD 218, BERNE, IN 46711-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2015 · Amount on File |
| Deed Sale | Mar 6, 2015 · Amount on File |
| Deed Document Number | 20151317119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2615 W STATE ROAD 218, BERNE, IN 46711-9649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024000857 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024000857 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 2615 W STATE ROAD 218, BERNE, IN 46711-9649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020004391 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020004391 |
| Name | FARMERS & MERCHANTS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 2615 W State Rd 218 was $5,328 with a homeowner's exemption, up 5.1% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,328.00 (+5.07%) Homeowner's exemption | $606,800 Land $57,400 Building $549,400 | $606,800 Land $57,400 Building $549,400 |
| 2024 | $5,071.00 (-1.5%) | ||
| 2023 | $5,148.00 (+3.39%) | $534,600 (+1.69%) Land $56,600 Building $478,000 | $534,600 (+1.69%) Land $56,600 Building $478,000 |
| 2022 | $4,979.00 | $525,700 Land $55,200 Building $470,500 | $525,700 Land $55,200 Building $470,500 |
| 2020 | $4,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2615 W State Rd 218 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2615 W State Rd 218 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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