2895 Pierce Rd, Saluda, VA 23149 Property Records

Gloucester County property record for 2895 Pierce Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2001
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,900 (Mar 2016)
Tax Bill	$2,191 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29708`

Property Details

APN / Parcel Number

Primary APN	`29708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	713 sqft
Porch	Slab
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2895 PIERCE RD
City	SALUDA
State	VA
Zip	23149-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	DRAGON
Legal Subdivision	PLAT: PB22 555
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2013
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2895 PIERCE RD, SALUDA, VA 23149-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CU
Nov 13, 2025	Gift Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	20161306
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000004746
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2895 PIERCE RD, SALUDA, VA 23149-2621
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000288
Date	Jan 20, 2026
Instrument	260000288

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 13, 2025
Property Address	2895 PIERCE RD, SALUDA, VA 23149-2621
Document Number	0250004746
Map Reference	MB 22 PG 555
Instrument Date	Nov 6, 2025
Instrument	250004746
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2895 PIERCE RD, SALUDA, VA 23149-2621

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2895 PIERCE RD, SALUDA, VA 23149-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200006514
Date	Nov 23, 2020
Instrument	200006514

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2895 PIERCE RD, SALUDA, VA 23149-2621
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001546
Date	Apr 15, 2019
Instrument	190001546

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,191.00 (+11.5%)	$375,740 (+17.37%) Land $58,630 Building $317,110	$375,740 (+17.37%) Land $58,630 Building $317,110
2025	$1,965.00 (+5.31%)	$320,120 (-) Land $49,630 Building $270,490	$320,120 (-) Land $49,630 Building $270,490
2024	$1,866.00	$320,120 (-) Land $49,630 Building $270,490	$320,120 (-) Land $49,630 Building $270,490
2023	$1,866.00 (+7.3%)	$320,120 (+33.42%) Land $49,630 Building $270,490	$320,120 (+33.42%) Land $49,630 Building $270,490
2022	$1,739.00	$239,930 Land $38,940 Building $200,990	$239,930 Land $38,940 Building $200,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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