2745 Pierce Rd, Saluda, VA 23149 Property Records

Gloucester County property record for 2745 Pierce Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1984
Lot Size	3.27 acres (142,441 sqft)
Owner	Individual Name on File
Tax Bill	$1,852 (2026)
Deeds & Mortgages	May 2021 Refinance Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33071`

Property Details

APN / Parcel Number

Primary APN	`33071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,441 sqft (3.27 acres)
Garage Area	888 sqft
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2745 PIERCE RD
City	SALUDA
State	VA
Zip	23149-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	DRAGON
Legal Subdivision	PLAT: PB13 102
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2013
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2745 PIERCE RD, SALUDA, VA 23149-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2745 PIERCE RD, SALUDA, VA 23149-2610
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003448
Date	May 12, 2021
Instrument	210003448

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2745 PIERCE RD, SALUDA, VA 23149-2610
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000223
Date	Jan 16, 2019
Instrument	190000223

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	77 Months
Due	Jun 8, 2025

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2745 PIERCE RD, SALUDA, VA 23149-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHASE RECORDS CTR, CHASE RECORDS CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190002982
Date	Jul 17, 2019
Instrument	190002982

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,852.00 (+13.62%)	$317,670 (+19.63%) Land $67,380 Building $250,290	$317,670 (+19.63%) Land $67,380 Building $250,290
2025	$1,630.00 (+5.3%)	$265,540 (-) Land $55,380 Building $210,160	$265,540 (-) Land $55,380 Building $210,160
2024	$1,548.00	$265,540 (-) Land $55,380 Building $210,160	$265,540 (-) Land $55,380 Building $210,160
2023	$1,548.00 (+1.84%)	$265,540 (+26.64%) Land $55,380 Building $210,160	$265,540 (+26.64%) Land $55,380 Building $210,160
2022	$1,520.00	$209,680 Land $46,920 Building $162,760	$209,680 Land $46,920 Building $162,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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