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2895 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2895 Lakeshore Blvd, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage1,672 sqft Heated Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$281,000 (2020)
Tax Bill$3,925.00 (2025)

Property Details

APN / Parcel Number

Primary APN76392
Alternative APN
  • 342530495000015040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,672 sqft Heated Area
Gross Area2,200 sqft Gross Area
1st Floor792 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,197 sqft (0.28 acres)
Depth X Width245 ft x 50 ft Depth x Width
Garage TypeFinished Garage
PorchOpen Porch
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76392
Street Address2895 LAKESHORE BLVD
CitySAINT CLOUD
StateFL
Zip34769-1943
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C B PGS 61-62 BEG 220 FT W OF SE COR LOT 504, W 50 FT, N 250 FT TO S LINE CYPRESS AVE, SELY ALONG R/W 67 FT TO A PT
Legal Range30E
Legal Township25S
Legal Section34
Legal SubdivisionTINDALL ESTATES
Legal Tract4950
Legal Block1
Legal Lot Number504
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 76392

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 01, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Dec 12, 2018Warranty Deed, Transfer
CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC
May 03, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Prior SaleDec 12, 2018 · Amount on Record
Deed Doc Number2020084873
Deed Book / Page5747 / 852
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943

Mortgage

Document Number0062912963
DateSep 27, 2022
Book Page6291/2963
Instrument2022145341
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 06, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
Transaction TypeMortgage
Record UpdatedMar 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943

Mortgage

Document Number0061581265
DateFeb 25, 2022
Book Page6158/1265
Instrument2022031054
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term345 Months
DueNov 01, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2020
Property Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
Document Number0057470852
Book / Page005747 / 000852
Instrument DateJun 19, 2020
Instrument84873
Transaction TypeTransfer
Record UpdatedAug 03, 2020
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,967.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address2895 LAKESHORE BLVD ST CLOUD FL 347691943, ST CLOUD, FL 34769-1943

Mortgage

Document Number57470857
DateJul 01, 2020
Book Page005747/000857
Instrument84875
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2018
Property Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
Document Number0054480004
Book / Page005448 / 000004
Instrument DateDec 12, 2018
Instrument181589
Transaction TypeTransfer
Record UpdatedJan 02, 2019
Title CompanyCLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8455 DOVER VIEW LN ORLANDO FL 328297650, ORLANDO, FL 32829-7650

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2017
Property Address2895 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1943
Document Number0051412378
Book / Page005141 / 002378
Instrument DateMay 03, 2017
Instrument65399
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2875 LAKESHORE BLVD ST CLOUD FL 347691943, ST CLOUD, FL 34769-1943

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,925.00 (+6.14%) Homeowner's exemption$262,183 (+4.03%)$300,500 (+9.39%) Land $70,000 Building $230,500
2023$3,698.00 (+8.8%) Homeowner's exemption$252,033 (+8.69%)$274,700 (+13.94%) Land $50,000 Building $224,700
2022$3,399.00 Homeowner's exemption$231,893$241,100 Land $50,000 Building $191,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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