2731 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2731 Lakeshore Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,714 sqft · built 2022
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,200 (Apr 2022)
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0650-0001-1030`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0650-0001-1030`
Alternative APNs	`263001065000011030` `80838`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	1,714 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	163 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2731 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD BLVD LOTS PB B PGS 61-64 COM AT SE COR LOT 102, N 74.99 FT, S 87 DEG W 76 FT, S 87 DEG W 62.50 FT TO POB; N 149.52 FT, S 87 DEG W 62.50 FT, S 125.94 FT, S 66 DEG E 53.41 FT, N 87 DEG E 13.73 FT TO POB, TOGETHER W ABANDONED R/W COR CYPRESS AV
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	LAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract	B
Legal Block	1030
Legal Lot Number	102
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3004
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 10, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	202258065
Deed Book / Page	6192 / 1175
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0058211734
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 12, 2022
Property Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157
Document Number	0061921175
Book / Page	6192 / 1175
Instrument Date	Apr 7, 2022
Instrument	2022058065
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,815.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4555 HICKORY TREE RD, SAINT CLOUD, FL 34772-9094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157

Mortgage

Document Number	0061921177
Date	Apr 12, 2022
Instrument	6192/1177

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2020
Property Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157
Document Number	0058211734
Book / Page	005821 / 001734
Instrument Date	Oct 28, 2020
Instrument	146401
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4555 HICKORY TREE RD ST CLOUD FL 347729094, ST CLOUD, FL 34772-9094

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 2, 2019
Property Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157
Document Number	0055992323
Book / Page	005599 / 002323
Instrument Date	Oct 2, 2019
Instrument	127675
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 REGAL COVE CT KISSIMMEE FL 347446675, KISSIMMEE, FL 34744-6675

September 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 10, 2019
Property Address	2731 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2157
Document Number	0055862441
Book / Page	005586 / 002441
Instrument Date	Sep 10, 2019
Instrument	116568
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$176.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2500 OAK ST KISSIMMEE FL 347444943, KISSIMMEE, FL 34744-4943

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,422.00 (+2.15%) Homeowner's exemption	$345,800 (+4.82%) Land $55,000 Building $290,800	$345,800 (+4.82%) Land $55,000 Building $290,800
2024	$5,308.00 (+2.51%)
2023	$5,178.00 (+539.26%) Homeowner's exemption	$329,900 (+633.11%) Land $50,000 Building $279,900	$329,900 (+633.11%) Land $50,000 Building $279,900
2022	$810.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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