2895 Clark Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2895 Clark Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,022 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 1994)
Tax Bill	$7,986 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-033-037-00`

Property Details

APN / Parcel Number

Primary APN	`012-033-037-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Basement Area	2,022 sqft
Unfinished Basement	2,022 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	435,600 sqft (10 acres)
Garage Area	644 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2895 CLARK RD
City	LAPEER
State	MI
Zip	48446-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 33 T7N R10E THE N 333 FT OF S 1266 FT OF W 1/2 OF SW1/4. 10.11 A.
Legal Range	10E
Legal Township	07N
Legal Section	33
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1093
Census Tract	338000

Owner

2895 Clark Rd is owned and occupied by an individual who acquired it in March 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2895 CLARK RD, LAPEER, MI 48446-9482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2021	Intrafamily Transfer, Transfer
May 6, 2021	Deed, Transfer
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 1994 · Amount on File
Deed Sale	Jun 3, 1994 · Amount on File
Deed Book / Page	860 / 944
Last Transfer Date	Mar 23, 2021
Transfer Doc	0032010068
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jul 22, 2026
Property Address	2895 CLARK RD, LAPEER, MI 48446-9482
Document Number	3533000188
Book / Page	3533 / 188
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 CLARK RD, LAPEER, MI 48446-9482

Mortgage

Document Number	3533000188,
Date	Jul 22, 2026
Book Page	3533/188

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 11, 2026
Property Address	2895 CLARK RD, LAPEER, MI 48446-9482
Document Number	3525000083
Book / Page	3525 / 83
Instrument Date	Jun 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 CLARK RD, LAPEER, MI 48446-9482

Mortgage

Document Number	3525000083,
Date	Jun 11, 2026
Book Page	3525/83

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	May 6, 2021
Property Address	2895 CLARK RD, LAPEER, MI 48446-9482
Document Number	0032010068
Book / Page	3201 / 68
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 CLARK RD, LAPEER, MI 48446-9482

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAPEER MI
Recording Date	May 6, 2021
Property Address	2895 CLARK RD, LAPEER, MI 48446-9482
Document Number	0032010066
Book / Page	3201 / 66
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7047, BLOOMFIELD HILLS, MI 48302-7047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2895 CLARK RD, LAPEER, MI 48446-9482

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 12, 2019
Property Address	2895 CLARK RD, LAPEER, MI 48446-9482
Document Number	0030600890
Book / Page	003060 / 000890
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,857.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	255 SEVILLE RD ROCHESTER HILLS MI 48309, ROCHESTER HILLS, MI 48309

Mortgage

Document Number	30600892
Date	Nov 12, 2019
Book Page	003060/000892

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2895 Clark Rd was $7,986, up 3.7% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,400 (+9.67%)	$514,800 (+9.67%)
2025	$7,986.00 (+3.66%)	$234,700	$469,400
2024	$7,704.00
2023		$192,700	$385,400
2022	$6,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2895 Clark Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Clark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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