2812 Clark Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2812 Clark Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,262 sqft · built 1995
Lot Size	10.1 acres (440,827 sqft)
Owner	Company Name on Record
Last Sale	$227,000 (Jul 1996)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012-032-004-00`

Property Details

APN / Parcel Number

Primary APN	`012-032-004-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,262 sqft Living Area
1st Floor Area	1,183 sqft
Basement Area	1,183 sqft
Unfinished Basement	1,183 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	440,827 sqft (10.1 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2812 CLARK RD
City	LAPEER
State	MI
Zip	48446-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 32 T7N R10E DES AS BEG AT A PT ON THE E SEC LINE THAT IS S 00-20-50 E 680.74 FT FROM THE E QUARTER COR; TH CONTINUING S
Legal Range	10E
Legal Township	07N
Legal Section	32
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1094
Census Tract	338000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2812 CLARK RD, LAPEER, MI 48446-9482
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1996 · Amount on Record
Deed Sale	Jul 2, 1996 · Amount on Record
Prior Sale	Nov 19, 1989 · Amount on Record
Deed Book / Page	959 / 957
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 22, 2026
Property Address	2812 CLARK RD, LAPEER, MI 48446-9482
Document Number	3526000795
Book / Page	3526 / 795
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2812 CLARK RD, LAPEER, MI 48446-9482
Investor	Possibly a Property Investor

Mortgage

Document Number	3526000795,
Date	Jun 22, 2026
Book Page	3526/795

Lender

Name	CHOICEONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,500 (+9.46%)	$537,000 (+9.46%)
2025	$2,796.00 (+14.78%) Homeowner's exemption	$245,300 (+22.59%)	$490,600 (+22.59%)
2023		$200,100	$400,200
2022	$2,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clark Rd

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