2895 Cardinal Way, Maple Plain, MN 55359 Property Records

Hennepin County property record for 2895 Cardinal Way, Maple Plain, MN 55359

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,450 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,900 (Jul 2012)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-118-23-24-0160`

Property Details

APN / Parcel Number

Primary APN	`18-118-23-24-0160`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	1,450 sqft
Basement Area	1,146 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	115 ft deep x 135 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	1,110 sqft
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2895 COUNTY ROAD 19
City	MAPLE PLAIN
State	MN
Zip	55359-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 023 A INDEPENDENCE BEACH LOTS 5 AND 6 INCL ADJ PART OF ABANDONED COUNTY ROAD E 135X115X135X110
Legal Range	23
Legal Township	118
Legal Section	18
Legal Quarter	24
Legal Subdivision	INDEPENDENCE BEACH
Legal Block	23
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	2
Census Block	2011
Census Tract	27101

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2895 COUNTY ROAD 19, MAPLE PLAIN, MN 55359-9386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA
Dec 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2012 · Amount on Record
Deed Sale	Jul 20, 2012 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	20124974844
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2895 CARDINAL WAY, MAPLE PLAIN, MN 55359-4419
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05535222
Date	Jun 4, 2018
Instrument	T05535222

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 23, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2895 CARDINAL WAY, MAPLE PLAIN, MN 55359-4419
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05582203
Date	Dec 12, 2018
Instrument	T05582203

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2895 CARDINAL WAY, MAPLE PLAIN, MN 55359-4419
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05754439
Date	Oct 6, 2020
Instrument	T05754439

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00 (+15.96%)	$544,800 (+12.8%) Land $170,000 Building $374,800	$544,800 (+12.8%) Land $170,000 Building $374,800
2023	$4,856.00 Homeowner's exemption
2022		$483,000 Land $123,000 Building $360,000	$483,000 Land $123,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medina serves 4,205 people · EPA ID MN1270023
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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