2845 Cardinal Way, Maple Plain, MN 55359 Property Records

Hennepin County property record for 2845 Cardinal Way, Maple Plain, MN 55359

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,130 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Nov 2002)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-118-23-24-0161`

Property Details

APN / Parcel Number

Primary APN	`18-118-23-24-0161`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,130 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,130 sqft
Basement Area	832 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2845 COUNTY ROAD 19
City	MAPLE PLAIN
State	MN
Zip	55359-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 030 A INDEPENDENCE BEACH LOT 4 INCL ADJ 1/2 VAC STREET ALSO INCL ADJ ABANDONED COUNTY RD E 75 X 130
Legal Range	23
Legal Township	118
Legal Section	18
Legal Quarter	24
Legal Subdivision	INDEPENDENCE BEACH
Legal Block	30
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	2
Census Block	2011
Census Tract	27101

Owner

2845 Cardinal Way is owned and occupied by an individual who bought it in November 2002.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2845 COUNTY ROAD 19, MAPLE PLAIN, MN 55359-9386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2002 · Amount on File
Deed Sale	Nov 15, 2002 · Amount on File
Prior Sale	Feb 9, 2001 · Amount on File
Deed Document Number	2002810469
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2845 CARDINAL WAY, MAPLE PLAIN, MN 55359-4419
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10648483
Date	Apr 8, 2019
Instrument	A10648483

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2845 CARDINAL WAY, MAPLE PLAIN, MN 55359-4419
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10876662
Date	Nov 25, 2020
Instrument	A10876662

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2845 Cardinal Way was $4,172 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00	$418,100 Land $161,500 Building $256,600	$418,100 Land $161,500 Building $256,600
2023	$3,612.00 Homeowner's exemption
2022		$363,000 Land $117,000 Building $246,000	$363,000 Land $117,000 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 Cardinal Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 Cardinal Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medina serves 4,205 people · EPA ID MN1270023
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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