28949 Cypress Ln, Pine Valley, CA 91962 Property Records

San Diego County property record for 28949 Cypress Ln, Pine Valley, CA 91962

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,752 sqft · built 2005
Lot Size0.297 acres (12,956 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Oct 2022)
Tax Bill$6,512 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN410-093-18-00

Property Details

APN / Parcel Number

Primary APN410-093-18-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,752 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area12,956 sqft (0.297 acres)
Lot Dimensions82 ft deep x 185 ft wide

Location & Zoning

Street Address28949 CYPRESS LN
CityPINE VALLEY
StateCA
Zip91962-4834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 284 TR 001796
Legal SubdivisionPINE VALLEY ESTATES
Legal Tract001796
Legal Block2
Legal Lot Number284
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group2
Census Block2012
Census Tract20902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28949 CYPRESS LN, PINE VALLEY, CA 91962-4834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleAug 23, 1996 · Amount on Record
Deed Document Number2022386980
Prior Transfer DateDec 22, 1993
Prior Transfer Doc0000000237
Record UpdatedOct 29, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 3, 2022
Property Address28949 CYPRESS LN, PINE VALLEY, CA 91962-4834
Document Number0000386980
Map ReferenceMAP 1796
Instrument DateSep 19, 2022
Instrument2022-0386980
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28949 CYPRESS LN, PINE VALLEY, CA 91962-4834
InvestorPossibly a Property Investor

Mortgage

Document Number0000386981
DateOct 3, 2022
Instrument2022-0386981
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$610,194 (+2%) Land $344,892 Building $265,302
2025$6,512.00 (+2.08%)$598,230 (+4.04%) Land $338,130 Building $260,100
2024$6,379.00 (+1.97%)
2023$6,256.00 (+53.22%)$575,000 Land $325,000 Building $250,000
2022$4,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.4% of the US · above 87% of California
Wildfire Likelihood3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE VALLEY MUTUAL WC
private · serves 2,574 people · EPA ID CA3710039
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityUranium
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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