San Diego County property record for 28927 Cypress Ln, Pine Valley, CA 91962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,265 sqft · built 1978 |
| Lot Size | 0.352 acres (15,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Aug 2019) |
| Tax Bill | $5,105 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-093-06-00 |
| Primary APN | 410-093-06-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,265 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 15,344 sqft (0.352 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28927 CYPRESS LN |
|---|---|
| City | PINE VALLEY |
| State | CA |
| Zip | 91962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 261 TR 001796 |
| Legal Subdivision | PINE VALLEY ESTATES |
| Legal Tract | 001796 |
| Legal Block | 2 |
| Legal Lot Number | 261 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20902 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 71, PINE VALLEY, CA 91962-0071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY |
| Aug 28, 2019 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Jan 22, 2019 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 2019369711 |
| Prior Transfer Date | Feb 24, 1994 |
| Prior Transfer Doc | 0000150485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28927 CYPRESS LN, PINE VALLEY, CA 91962 |
| Document Number | 0000169378 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28927 CYPRESS LN PINE VALLEY CA 91962, PINE VALLEY, CA 91962 |
| Document Number | 0000169378 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 169378 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.93% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28927 CYPRESS LN, PINE VALLEY, CA 91962 |
| Document Number | 0000169377 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28927 CYPRESS LN PINE VALLEY CA 91962, PINE VALLEY, CA 91962 |
| Document Number | 0000169377 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 169377 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.93% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 28927 CYPRESS LN, PINE VALLEY, CA 91962 |
| Document Number | 0000369711 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 369711 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28927 CYPRESS LN PINE VALLEY CA 91962, PINE VALLEY, CA 91962 |
| Document Number | 369712 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 369712 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2019 |
| Property Address | 28927 CYPRESS LN, PINE VALLEY, CA 91962 |
| Document Number | 0000021855 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 21855 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 1354 PINE VALLEY CA 919621354, PINE VALLEY, CA 91962-1354 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $485,244 (+2%) Land $390,429 Building $94,815 | |
| 2025 | $5,105.00 (+4.14%) Homeowner's exemption | $475,730 (+4.04%) Land $382,774 Building $92,956 |
| 2023 | $4,902.00 (-1.45%) Homeowner's exemption | $457,259 Land $367,911 Building $89,348 |
| 2022 | $4,974.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE VALLEY MUTUAL WC private · serves 2,574 people · EPA ID CA3710039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Uranium not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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