Warren County property record for 28945 N Oak Dr, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,933 sqft · built 2001 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,295 (Apr 2022) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2005 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23.0-0-01-010.000.000 |
| Primary APN | 05-23.0-0-01-010.000.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,933 sqft Living Area |
| Basement Area | 1,877 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 28945 N OAK DR |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-3099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 NORTH OAK ESTATES SEC 23 TWP 47 NR2W |
| Legal Range | 02W |
| Legal Township | 47N |
| Legal Section | 23 |
| Legal Subdivision | NORTH OAK ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | NORTH ELKHORN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 820105 |
Source: Warren County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK AND TRUST |
| Jun 23, 2005 | Deed of Trust, Mortgage BANK MIDWEST NA |
| Sep 16, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP |
| Nov 21, 2016 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 18, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Apr 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage DAS ACQUISITION |
| Apr 18, 2017 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 20222953 |
| Prior Transfer Date | Oct 26, 2016 |
| Prior Transfer Doc | 201606436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Aug 17, 2026 |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 0000005338 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20265338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 0000005338, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 20265338 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001327/178 |
|---|---|
| Date | Jun 23, 2005 |
| Book Page | 1327/178 |
| Instrument | 200505232 |
| Name | BANK MIDWEST NA |
|---|---|
| Type | Bank |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jul 11, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001344/209 |
|---|---|
| Date | Sep 16, 2005 |
| Book Page | 1344/209 |
| Instrument | 200508162 |
| Name | GMAC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jul 1, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201606437 |
|---|---|
| Date | Nov 21, 2016 |
| Instrument | 201606437 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201702330 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 201702330 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Apr 27, 2022 |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 0202202953 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 202202953 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 0202202954 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 202202954 |
| Name | DAS ACQUISITION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Apr 18, 2017 |
| Property Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 201702329 |
| Map Reference | PL SL A-199 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 201702329 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28945 N OAK DR, 28945, WRIGHT CITY, MO 63390-3099 |
| Name | Verified Name |
|---|---|
| Address | 28945 N OAK DR, WRIGHT CITY, MO 63390-3099 |
| Document Number | 201702330 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 201702330 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Warren County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 | $42,465 (+13%) Land $2,550 Building $39,915 | $223,500 (+13%) Land $13,420 Building $210,080 |
| 2024 | $2,540.00 (+15.45%) | $37,580 (-) Land $2,257 Building $35,323 | |
| 2023 | $2,200.00 (+8.16%) | $37,580 (+8%) Land $2,257 Building $35,323 | $197,791 (+8%) Land $11,880 Building $185,911 |
| 2022 | $2,034.00 | $34,797 Land $2,090 Building $32,707 | |
| 2021 | $183,140 Land $11,000 Building $172,140 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 NORTH OAK DR serves 660 people · EPA ID MO6021633 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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