Warren County property record for 28796 N Oak Dr, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,142 sqft · built 1999 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer May 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23.0-0-01-022.001.000 |
| Primary APN | 05-23.0-0-01-022.001.000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,142 sqft Living Area |
| Basement Area | 2,118 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 28796 N OAK DR |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-3096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 NORTH OAK ESTATES SEC 23 TWP NR2W |
| Legal Range | 02W |
| Legal Township | 47N |
| Legal Section | 23 |
| Legal Subdivision | NORTH OAK ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | NORTH ELKHORN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 820105 |
Source: Warren County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES HOME EQUITY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 |
| Deed Sale | Jun 5, 2026 |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 20263597 |
| Prior Transfer Date | May 22, 2026 |
| Prior Transfer Doc | 0000003597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jun 5, 2026 |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Number | 0000003597 |
| Instrument Date | May 22, 2026 |
| Instrument | 20263597 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201902665 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 201902665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202201069 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 202201069 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001959 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 202001959 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | May 10, 2019 |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Number | 201902664 |
| Instrument Date | May 7, 2019 |
| Instrument | 201902664 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Number | 201902665 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 201902665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Aug 23, 2017 |
| Property Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Number | 201705029 |
| Map Reference | PL3 PG181 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 201705029 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28796 N OAK DR, 28796, WRIGHT CITY, MO 63390-3096 |
| Name | Verified Name |
|---|---|
| Address | 28796 N OAK DR, WRIGHT CITY, MO 63390-3096 |
| Document Number | 201705030 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 201705030 |
| Name | PEOPLES HOME EQUITY INC |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Warren County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320.00 | $55,518 (+58.71%) Land $2,550 Building $52,968 | $292,200 (+58.71%) Land $13,420 Building $278,780 |
| 2024 | $3,320.00 (+62.11%) | $34,980 (-) Land $2,257 Building $32,723 | |
| 2023 | $2,048.00 (+8.19%) | $34,980 (+8%) Land $2,257 Building $32,723 | $184,108 (+8%) Land $11,880 Building $172,228 |
| 2022 | $1,893.00 | $32,389 Land $2,090 Building $30,299 | |
| 2021 | $170,470 Land $11,000 Building $159,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 47% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 NORTH OAK DR serves 660 people · EPA ID MO6021633 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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