28940 Willow Creek Ln, Highland, CA 92346 Property Records

San Bernardino County property record for 28940 Willow Creek Ln, Highland, CA 92346

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,362 sqft · built 1987
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2018)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1210-021-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1210-021-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,362 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,245 sqft (0.166 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	650 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28940 WILLOW CREEK LN
City	HIGHLAND
State	CA
Zip	92346-3911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 12308 LOT 47 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 12308
Legal Tract	12308
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1002
Census Tract	7903

Owner

28940 Willow Creek Ln, a planned unit development, is owned and occupied by two individuals who acquired it in January 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28940 WILLOW CREEK LN, HIGHLAND, CA 92346-3911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 20, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	May 1, 2009 · Amount on File
Deed Document Number	2018143749
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000043976
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 29, 2021
Property Address	28940 WILLOW CREEK LN, HIGHLAND, CA 92346-3911
Document Number	0000043976
Map Reference	MB 179 PG 87-91
Instrument Date	Jan 21, 2021
Instrument	2021-0043976
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28940 WILLOW CREEK LN, HIGHLAND, CA 92346-3911

Mortgage

Document Number	0000043977
Date	Jan 29, 2021
Instrument	2021-0043977

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 20, 2018
Property Address	28940 WILLOW CREEK LN, HIGHLAND, CA 92346-3911
Document Number	0000143749
Map Reference	MB 179 PG 87-91
Instrument Date	Mar 30, 2018
Instrument	2018-0143749
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28940 WILLOW CREEK LN, HIGHLAND, CA 92346-3911

Mortgage

Document Number	0000143750
Date	Apr 20, 2018
Instrument	2018-0143750

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28940 Willow Creek Ln was $5,382.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,206 (+2%) Land $121,862 Building $284,344
2025	$5,382.00	$398,242 Land $119,473 Building $278,769
2023	$5,037.00 (+1.51%)	$382,777 Land $114,833 Building $267,944
2022	$4,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28940 Willow Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28940 Willow Creek Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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